How do you handle debt?

I've been having a lot of problems lately because I couldn't think of a way to quickly pay my bills. To say the least, the quick trips out of the country have not helped at all because of the fact that I haven't eased out shopping. I need to also buy gifts for the people back at home and that's another story. Just think about how much I had to spend on hotel and ticket reservations and I'm sure you have got a rough estimate how much I owe the banks. I need debt management strategies that are above the ordinary or else I'll stay working longer hours just to pay a not so payable debt. That's just not right!

I need to stay optimistic though that even if I end up using the stashed millions I have in the bank I still could pay up what I owe in my cards and creditors. That would be the smart thing to do so I wouldn't just pay interest rates from the amount which I originally have to pay for. I have to also maximize the perks that came with the subscription too otherwise the annual fee is also going to kill me. I know I can do this. I just have to ask the experts. I should start looking for people who do this professionally too so I wouldn't have to just stay under debt when the time comes.

How do you handle debt? How do you pay for it without ending bankrupt? You should tell me your stories too!