Your Solar Power Dreams Can Come True with a Metrobank Home Equity Loan

Living in the Philippines is such a chore. While we are in a 3rd world state, we still pay the bill for electricity like no other. Imagine, we have the highest rate in the whole Southeast Asia, beating even Singapore who can afford it. With that reality, have you ever considered getting Solar Power as part of your electricity bill solutions? It's expensive too right? I know. 

Add to that the upcoming Christmas season where we need to decorate our whole house and the lights and smart appliances that come with it. I can see it right now, that number on your bill will surely be up!

Not to worry, the folks from Metrobank just introduced their Home Equity Loan. If you qualify, you can borrow money to finance your solar power dreams to reality. This will be putting your property value to work. Installing Solar Panels and corresponding equipment that would eventually get you tremendous savings from your electricity bills. It may take years, but pretty soon the expenses will level out. Financing will also get you up to 70 percent of your property value. You can use the excess money to do renovations aside from purchasing the unit. Doesn't that sound great?

This is certainly an investment worth to look at especially since it will not just cover your expenses during the Christmas season, but even beyond that. Make sure you also review your interest rates and check if the whole effort is worth it. The last thing you would want to do is drown in debt for something you couldn't pay. If you think this is for you, go apply for Metrobank Home Equity Loan via metrobank.com.ph or their branches nationwide. All you need to do is ask!

Christmas Bonus Coming: Here's Why You Should Build an Emergency Fund First

It's that time of the year again folks and yes, it's the 13th Month Pay season. That goes without saying that Christmas is just around the corner, and I'm sure you've already been thinking how to spend that hard earned money you got for your bonus. Gifts for family or friends, or the most special one on earth, YOU. Not to burst your bubble, but I'm here to suggest something different, why not give yourself something more important, some peace of mind! 

If you're new to the saving game, that just feels so boring to put some of it in an emergency fund.  I'm not saying you should put off thinking of that new phone you've been saving up all year or that trip you want to go to, think of it as a gift to your future self when the most unexpected things happen. Remember that Metrobank financial education program called Earnest? That teaches you that emergency funds are for those that are unexpected and urgent. When you suddenly get hospitalized or perhaps lose your ability to work, you will be safe because of it. 

How do you start one?

It's all about planning. Since you're quite eager to give gifts this season, take that same knowledge and apply it to other things like lessening the expenses. Don't be that person who just received his Christmas bonus and so eager to burn it all up in shopping and merrymaking. Take the step to saving a portion of it, it doesn't have to be huge, a small amount would do. At the end of the day, you should at least have left something for the rainy days. 

Constantly reevaluate your relationships, yes a very generous friend like you must be popular during this season, but that doesn't mean you would need to become the spitting image of Santa Claus right? The essentials are okay, but you don't have to spend on that friend who's been putting you off all year, or that grumpy geezer who's never been nice to you anyway. Make it all about food, transportation, rent and paying your bills. It doesn't need to be done the whole year but just a place to start. If you've got a lot of people who depend on you, try to adjust your savings into bigger amounts, like one or two years worth, and of course something sensible and achievable. You need to veto a lot of things especially identifying your wants from your needs. Save where you can even while shopping, use those coupons while you're at it, but don't scrimp on where you shouldn't because you need investment outfits, a break when you need too. 

The way to do it is by doing it regularly. Make it a habit to put aside a percentage of your salary every cut off and have it separate from your main egg basket. Open a Metrobank eSavings so you can still access it online but generally away from you and your subtle temptations. 

Of course you can still enjoy the season and the magic it brings, but don't forget to put yourself on your Christmas list every year. You deserve to be pampered, a massage every once in a while, go open one with your valid ID in Metrobank today! 

Your Life in Full Drive: Metrobank Launches TOYOTA Platinum Mastercard

3 brands took us to BGC this morning as they launch the new TOYOTA Platinum Card by Mastercard. This is the newest product from the folks at Metrobank. 

Ms. Gale Male the head of cards from Metrobank says "Mobility and reliability has always been something consumers consider to make everyday motoring lighter. We are proud to introduce the new Toyota Platinum Card!"

With the goal of strengthening partnerships, this new seamless and secure credit card will empower Filipino motorists. According to Head of Credit Cards Ms. Mel Santos "We started with the Filipino motorist who hails from outside Metro Manila, with their responsibility, they have to journey to Quezon City. Mobility is essential, they need to manage costs of everyday driving. Costs of fuel, this card offers fuel rebates for ALL gas stations. This also has rebates on TOLL FEES, with an almost combined savings of over 15K. You also get 10 percent off on Toyota Genuine parts and services, at 0 percent installment rates on repairs plus credits. You can also get 2x the rewards. Toyota, Mastercard and Metrobank wants to help you drive smarter."

Toyota Motors Philippines Mike Montemayor adds "We have been partners for a while now. We respond to long term needs of our customers, to create value for their everyday lives. We have a customer first policy, because we know how vehicle ownership includes responsibilities. Through this card, you can avail service and accessories. We thank Metrobank for partnering with us, congratulations! Time to live your life in Full Drive!"

Jason Castro of Mastercard Philippines says "This is a well packaged service, congratulations to our partners. Customers will benefit from what you brought here and Mastercard is there to connect people wherever they are in the world. Our strength is going to be how we can serve the Filipino public. They need simplicity, value, and this is what we all bring to the table. Today we see the culmination of that. We have far greater things to do, and they trust Toyota, Metrobank and Mastercard. This is our commitment, and make each step rewarding."

With the looming energy crisis happening this week, Metrobank does good with this card that issues rebates in any gas station you would need to fill up at. The installment on services can also help you finance if something happens to the car while you're using it. Ultimately, they think about you! That says a lot, so if you're looking for a card that would fit your lifestyle (especially for new car owners) then call them or get in touch on their social channels, don't be afraid to apply for it now!

Time for Fun at the Metrobank Travel Fair 2026!

Getting another travel itch? look no further as Metrobank Travel Fair will happen on February 20 to 22 at the Glorietta Activity Center. Your Metrobank card will be extra powerful as offers from the country's top travel agencies so they can book you hotels, lovely cruises and just about every destination you can imagine. 

There will be Southeast Asian, international and local destinations so if you're a backpacker, light traveler or have that wanderlust, it's all in one place just for 3 days. Metrobank card holders get exclusive early morning access from 10am to 12pm specifically for the Travel Signature Visa and World Mastercard holders.Everyone else can get access til 8pm. 

Airline participants include PAL, AirAsia, TravelOnline PH, All Nippon Airways, Cebu Pacific, Gulf Air, Japan Airlines, Jeju Air, Korean Air, Saudia, Starlux, Sunlight Air, Thai Airways, Qantas and United. Hotel bookings for properties include Accor, Ayala Land, Crimson, Boracay,.Discovery Group, El Nido Resorts, Edsa Shang, Makati Shang, Quest, Shang Mactan, Ascotf, and more!

There will also be travel bags and accessories on sale plus tourism boards from regional partners, it's going to be so much fun! Participants will also have the chance to win a trip to Korea for every 10k spend, and cashback of Php 100k for 5 folks who use Metrobank Mastercard. Metrobank Visa cashback would get 2.5k for every 25k spend, or 10k for 100k spend. For those at home, you can do it from Agoda or Booking.com to get 5k off on 30k spend. There's so much more to be offered on site so make sure you're there! You can get a card via apply.metrobank.com.ph or apply at the venue. Visit metrobank.com.ph/promos/2026-the-metrobank-travel-fair to know more about it! 

METROBANK Offers Ways To Invest for Beginners

It can feel so daunting to be an adult. While you're out of uni and finally got work, the next step is how to earn and save. This is where most people feel lost and clueless because investing takes a lot of learning. 

The folks at Metrobank though is taking the guesswork out by making it easier for you, and more accessible. To do it securely, they now have UITF or Unit Investment Trust Fund available online. This means you get to do all the transactions through your own personal computers or smartphone. They made it all simple to apply for one and give you the information you need to make decisions where you want to invest your hard earned money. 

Through their funds, you get your money to be managed by Metrobank's very own fund managers who use their experience and expertise to strategically grow it and monitor on a full time basis. The platform also is available 24/7 and can be accessed online. This is also done secure as they utilize world class security standards, and all it takes is 10,000 pesos as your minimum amount. You can choose among 25 UITF products, choose to be aggressive or not, all in Metrobank UITF platform. You may visit their official website via metrobank.com.ph/investments/uitf and their main site onlinebanking.metrobank.com.ph if you want to do it now!

Isn't that a nice way to start your year?

Spark Joy, Gain Big with Metrobank's Promos

What would make your holidays complete? A trip to the beach? Sand on your feet? A full table of food? Friends or family? What to you sparks joy? 

The folks from Metrobank know what's good so they launched their Spark Joy Promo. If you save enough for these things, they'll reward you to make sure you get closer to your goal. They know how important life experiences are, so if you participate in the Spark Joy Promo, a guaranteed eGift of up to 10,000 pesos may head your way. Remember though that it only is from October 24 to February 28, and I think that perfectly fits your Christmas bonus if you're planning to invest, wouldn't that be a good idea?

All you need to do is open a savings account with Metrobank (go to a branch near you!), or just download the Metrobank App and open an eSavings account with a Php 15,000 average daily balance. Make sure you maintain it for 6 months or have some amount higher in it, because the bigger it is, the higher ADB growth. You'll get a bigger eGift too. If you have 500k in it, that's a good 10k for you! 

These things definitely Spark Joy, and if you're interested just head on to metrobank.com.ph/promos/spark-joy. They've always been the reliable one, you're in good hands with... exactly!

METROBANK Urges You To Get HOLIDEALS Early! Gets JOSE MARI CHAN Singing in AUGUST!

 

It's August but Metrobank is about to change the holiday schedules as they start the season with planning early with products fit for the Filipino resolution makers, and not have it too late. Folks should not start change after new year revelries, the time to start doing it is right now! 

Last year, they initiated GIFT. Mr. Digs Dimagiba the Digital Marketing Lead for Metrobank talked lengthily about it and said "Goals, Invest, Follow a Budget Plan and Take Advantage of Deals (aka GIFT) was done last year. This year, we need to plan ahead. We need to spend with purpose, and August as Financial Resolutions Month and it needs to be done a bit early because those who start late usually don't get to achieve their goals. We want more people to accomplish their goals, and stop making it in January just like any successful business. It's going to be clearer, have gift guides, plan before your bonus comes into play in your financial journey. The #EarlyGIFT challenge means you need to know your realistic goal in 12 months, take time to write it down, make it public and tag your friends, before the holiday rush begins. You may refer to earlygift.ph, and don't be afraid to have big goals. We'll help you make your plans become a reality." 

Ms. Peaches Cuenco the Head of Consumer Lending Group for Metrobank says "Look at where are right now. Home ownership is a priority for every family, there are 2/5 folks who don't own their homes. The younger Filipinos increased ownership for car and homes, there is an increase YOY. It's an opportunity for Metrobank to make that a reality. Our best offer ever is the Car and Home Loans now have a 3 year fixed term, waived fees (10K), and these include insurance from AXA. Convenience that is FREE. If you are interested, you can apply online on our website or physically go to a branch near you. We can be your financial partner all the way!" 

Now is the time to be financially ready. And what better way to start that but by singing Christmas Songs with the one and only Jose Mari Chan!

@kumagcow JOSE MARI CHAN Starts Singing CHRISTMAS SONGS IN AUGUST, just like your plans to save! Do it early with METROBANK #TikTokTainmentPH #TikToktainment #tiktokshowbizreporter #JoseMariChan ♬ original sound - John Bueno

Metrobank wants you to know that YOU CAN do your yearly plans early instead of just doing it in January and feeling like a failure because it's too late. You've got funds available even before the holidays, and being adept to changes before it happens can spell success. They've got the best offers in loans when you want a new home or transportation. Go get it and make that year a successful one today! 

METROBANK Offers TRIPLE BONUS PROMO for New Accounts!

It's the new year but I haven't seen new year resolutions posted yet, is it passe? Not needed? Or is it just inside your mind? 

Do you all want to be better at something this year? Then go and get those goals happen!

Metrobank Triple Bonus promo is ongoing. Designed for those who would want to open their savings account of 50k+ or more, this would be a great reason to open an account now.

Consumer Sector Head Monj Del Rosario says "We want to share with you the reason why we are putting customers in good hands. As bankers, we are not just championing products, we are here for every life stage to be able to meet your goals. We want to make it more rewarding and aligned with your aspirations. It's a new ERA, we want to make things easier, rewarding and aligned to your goals, and it all begins with the right mindset."

Cris Concepcion their Brand Marketing Head adds "What we do is with our brand promise, in good hands. The best partner and adviser, the right products, secure ways to bank. We believe in balance, in giving back, and we believe in financial education. This is so you can make more informed decisions, which is why we put up EARNEST by Metrobank. This is a program that gets you to learn more from content we put out. There's a decline in Filipino ways in saving, and it is concerning. There's also a spending increase which is a bad combination. We used to save only for basic stuff, and there is fear in losing out on experiences and things. With lack of knowledge, it would be hard to keep track of that. We want to make you SWOMO - Save without Missing Out. If you are more aware of bank products, you get to do more with your money. You want to get started where you want to get started. You also want to increase income, and your money to work for you. The swomo movement is something to adopt, it's financial mindfulness and gives you peace of mind. More peace of mind, less fomo and buyers remorse to help you live a full life. You can visit ERNEST by Metrobank on our official site."

Yna Pelaez their Retail Deposit and Payment Products Head explained a few things about their Triple Bonus Promo saying "Achieving goals in your life, we empower customers with our products. We understand that saving is not easy, there are challenges and temptations. From the small fees, coffee, emergencies, life uncertainty, it's the biggest savings depletor. When you open Metrobank accounts, and open with at least 50k, you get 1500 Cashback, Instapay rebates (where you get a full year of rebate, max 10 per month) so you can add it to your savings. You also get a 1 Million pesos worth of Personal Accident Insurance from AXA. All of these bonuses will help clients to save, live easier, make your goals a faster reality."

I made my Vision to Action board with a couple of things, several encouraging lines, some investment goals like gold, uitf, real estate, money market, making smart choices, including those who love and support me, and checking if I'm still okay at the end of the day. 

Now wouldn't it be the perfect time to open a new Metrobank Savings Account?