Your Solar Power Dreams Can Come True with a Metrobank Home Equity Loan

Living in the Philippines is such a chore. While we are in a 3rd world state, we still pay the bill for electricity like no other. Imagine, we have the highest rate in the whole Southeast Asia, beating even Singapore who can afford it. With that reality, have you ever considered getting Solar Power as part of your electricity bill solutions? It's expensive too right? I know. 

Add to that the upcoming Christmas season where we need to decorate our whole house and the lights and smart appliances that come with it. I can see it right now, that number on your bill will surely be up!

Not to worry, the folks from Metrobank just introduced their Home Equity Loan. If you qualify, you can borrow money to finance your solar power dreams to reality. This will be putting your property value to work. Installing Solar Panels and corresponding equipment that would eventually get you tremendous savings from your electricity bills. It may take years, but pretty soon the expenses will level out. Financing will also get you up to 70 percent of your property value. You can use the excess money to do renovations aside from purchasing the unit. Doesn't that sound great?

This is certainly an investment worth to look at especially since it will not just cover your expenses during the Christmas season, but even beyond that. Make sure you also review your interest rates and check if the whole effort is worth it. The last thing you would want to do is drown in debt for something you couldn't pay. If you think this is for you, go apply for Metrobank Home Equity Loan via metrobank.com.ph or their branches nationwide. All you need to do is ask!

Christmas Bonus Coming: Here's Why You Should Build an Emergency Fund First

It's that time of the year again folks and yes, it's the 13th Month Pay season. That goes without saying that Christmas is just around the corner, and I'm sure you've already been thinking how to spend that hard earned money you got for your bonus. Gifts for family or friends, or the most special one on earth, YOU. Not to burst your bubble, but I'm here to suggest something different, why not give yourself something more important, some peace of mind! 

If you're new to the saving game, that just feels so boring to put some of it in an emergency fund.  I'm not saying you should put off thinking of that new phone you've been saving up all year or that trip you want to go to, think of it as a gift to your future self when the most unexpected things happen. Remember that Metrobank financial education program called Earnest? That teaches you that emergency funds are for those that are unexpected and urgent. When you suddenly get hospitalized or perhaps lose your ability to work, you will be safe because of it. 

How do you start one?

It's all about planning. Since you're quite eager to give gifts this season, take that same knowledge and apply it to other things like lessening the expenses. Don't be that person who just received his Christmas bonus and so eager to burn it all up in shopping and merrymaking. Take the step to saving a portion of it, it doesn't have to be huge, a small amount would do. At the end of the day, you should at least have left something for the rainy days. 

Constantly reevaluate your relationships, yes a very generous friend like you must be popular during this season, but that doesn't mean you would need to become the spitting image of Santa Claus right? The essentials are okay, but you don't have to spend on that friend who's been putting you off all year, or that grumpy geezer who's never been nice to you anyway. Make it all about food, transportation, rent and paying your bills. It doesn't need to be done the whole year but just a place to start. If you've got a lot of people who depend on you, try to adjust your savings into bigger amounts, like one or two years worth, and of course something sensible and achievable. You need to veto a lot of things especially identifying your wants from your needs. Save where you can even while shopping, use those coupons while you're at it, but don't scrimp on where you shouldn't because you need investment outfits, a break when you need too. 

The way to do it is by doing it regularly. Make it a habit to put aside a percentage of your salary every cut off and have it separate from your main egg basket. Open a Metrobank eSavings so you can still access it online but generally away from you and your subtle temptations. 

Of course you can still enjoy the season and the magic it brings, but don't forget to put yourself on your Christmas list every year. You deserve to be pampered, a massage every once in a while, go open one with your valid ID in Metrobank today! 

Your Life in Full Drive: Metrobank Launches TOYOTA Platinum Mastercard

3 brands took us to BGC this morning as they launch the new TOYOTA Platinum Card by Mastercard. This is the newest product from the folks at Metrobank. 

Ms. Gale Male the head of cards from Metrobank says "Mobility and reliability has always been something consumers consider to make everyday motoring lighter. We are proud to introduce the new Toyota Platinum Card!"

With the goal of strengthening partnerships, this new seamless and secure credit card will empower Filipino motorists. According to Head of Credit Cards Ms. Mel Santos "We started with the Filipino motorist who hails from outside Metro Manila, with their responsibility, they have to journey to Quezon City. Mobility is essential, they need to manage costs of everyday driving. Costs of fuel, this card offers fuel rebates for ALL gas stations. This also has rebates on TOLL FEES, with an almost combined savings of over 15K. You also get 10 percent off on Toyota Genuine parts and services, at 0 percent installment rates on repairs plus credits. You can also get 2x the rewards. Toyota, Mastercard and Metrobank wants to help you drive smarter."

Toyota Motors Philippines Mike Montemayor adds "We have been partners for a while now. We respond to long term needs of our customers, to create value for their everyday lives. We have a customer first policy, because we know how vehicle ownership includes responsibilities. Through this card, you can avail service and accessories. We thank Metrobank for partnering with us, congratulations! Time to live your life in Full Drive!"

Jason Castro of Mastercard Philippines says "This is a well packaged service, congratulations to our partners. Customers will benefit from what you brought here and Mastercard is there to connect people wherever they are in the world. Our strength is going to be how we can serve the Filipino public. They need simplicity, value, and this is what we all bring to the table. Today we see the culmination of that. We have far greater things to do, and they trust Toyota, Metrobank and Mastercard. This is our commitment, and make each step rewarding."

With the looming energy crisis happening this week, Metrobank does good with this card that issues rebates in any gas station you would need to fill up at. The installment on services can also help you finance if something happens to the car while you're using it. Ultimately, they think about you! That says a lot, so if you're looking for a card that would fit your lifestyle (especially for new car owners) then call them or get in touch on their social channels, don't be afraid to apply for it now!