Tonik Bank Introduces Payhinga

Things are still hard and getting even harder in 2026 as folks are feeling the effects of inflation, our groceries, school fees, hospital and emergency cases too. Breadwinners like most of us get really affected especially if we already have commitment to loans, missed payments, which gets our credit score down. Digital bank Tonik though got three fold increase in business as they introduced a loan payment holiday feature called Payhinga. This stops and pauses the need to pay in cases where you get hardships in life, economically, so you don't have to get your credit line affected, as it comes with Credit Life Insurance from Sun Life (Grepa Financial) which you can simply tick the option for before you take out that loan from this digital bank. 

Evidently, customers prefer this so they wouldn't get their credit health sabotaged, making more people become less susceptible to being default. But not to escape paying correctly.

This was a goal for them in their plans for financial inclusion , so they could help customers pay their loans even in dire situations. Tonik knows they need to help their clients pay off their obligations when the going gets tough. Payhinga gives folks breathing room when setbacks happen. This feature gives customers a good financial option to take when the unthinkable happens.

Better Banking Rewards with Security Bank

 

Had a lovely morning at Shangrila Mall's atrium yesterday as Security Bank had all their people celebrate in "Ready, Set, Redeem!" which is a launch for their #BetterBankingRewards platform as part of their credit card perks. I think it's special because they really have designed it in a way where cardholders would be able to earn points easier, use their points with flexibility and enjoy the rewards conveniently instead of just being stagnantly there. With appealing promos and partner merchants as huge as the Mastercard network, you'll get to see and feel how rewarding it is to have one.

 

At the Shangrila Mall, they had different stations to exchange points into miles with different airline companies (You can exchange your existing rewards points from Security Bank to the preferred airline and buy the needed tickets you want. For international or domestic flights, partner airlines are accessible on the app), taught folks to also use it for hotel stays, had us watch Will Dasovich spend it like actual money to change his wardrobe, styled for a flight he's having in the afternoon. It was like using the points as convenient as cash. The #BetterBankingRewards is accessible through the Security Bank app or the website. Simply register and redeem rewards in over 100+ partner brands listed there. Whether you enjoy a day in a spa, flying, shopping, they've got lots of options for you to enjoy without spending a dime, just your points of course!

 

Rahul Rasal EVP and Retail Head of Security Bank says "Welcome to our partners, to Mastercard and Security Bank family. How many are married? Not Married? Do you believe in happy wife, happy life? A resounding Yes, but happy husband doesn't matter. I went on a vacation once, but had to call my bank to increase my limit, the kind person said it's okay, we can redeem your points to get you a room upgrade. That's when I felt the importance of rewards, you can do this on flights and hotels, and in a lot of merchants. We hope you too get a rewarding experience with Security Bank."

This doesn't only apply here, but internationally (so use your points and exchange them with other loyalty points smart!). You can also monitor your points spending in the same place. This convenience makes it a #BetterBankingRewards experience so if you apply for a Security Bank Credit Card today, you get to earn points like a pro. No wonder they've won awards for it! Head on to securitybank.com to know more.

METROBANK Urges You To Get HOLIDEALS Early! Gets JOSE MARI CHAN Singing in AUGUST!

 

It's August but Metrobank is about to change the holiday schedules as they start the season with planning early with products fit for the Filipino resolution makers, and not have it too late. Folks should not start change after new year revelries, the time to start doing it is right now! 

Last year, they initiated GIFT. Mr. Digs Dimagiba the Digital Marketing Lead for Metrobank talked lengthily about it and said "Goals, Invest, Follow a Budget Plan and Take Advantage of Deals (aka GIFT) was done last year. This year, we need to plan ahead. We need to spend with purpose, and August as Financial Resolutions Month and it needs to be done a bit early because those who start late usually don't get to achieve their goals. We want more people to accomplish their goals, and stop making it in January just like any successful business. It's going to be clearer, have gift guides, plan before your bonus comes into play in your financial journey. The #EarlyGIFT challenge means you need to know your realistic goal in 12 months, take time to write it down, make it public and tag your friends, before the holiday rush begins. You may refer to earlygift.ph, and don't be afraid to have big goals. We'll help you make your plans become a reality." 

Ms. Peaches Cuenco the Head of Consumer Lending Group for Metrobank says "Look at where are right now. Home ownership is a priority for every family, there are 2/5 folks who don't own their homes. The younger Filipinos increased ownership for car and homes, there is an increase YOY. It's an opportunity for Metrobank to make that a reality. Our best offer ever is the Car and Home Loans now have a 3 year fixed term, waived fees (10K), and these include insurance from AXA. Convenience that is FREE. If you are interested, you can apply online on our website or physically go to a branch near you. We can be your financial partner all the way!" 

Now is the time to be financially ready. And what better way to start that but by singing Christmas Songs with the one and only Jose Mari Chan!

@kumagcow JOSE MARI CHAN Starts Singing CHRISTMAS SONGS IN AUGUST, just like your plans to save! Do it early with METROBANK #TikTokTainmentPH #TikToktainment #tiktokshowbizreporter #JoseMariChan ♬ original sound - John Bueno

Metrobank wants you to know that YOU CAN do your yearly plans early instead of just doing it in January and feeling like a failure because it's too late. You've got funds available even before the holidays, and being adept to changes before it happens can spell success. They've got the best offers in loans when you want a new home or transportation. Go get it and make that year a successful one today!