PIOLO PASCUAL Talks About Critical Illness with SUN LIFE

Had a very fun morning over at Sun Life's event in BGC Central Square Mall as they held Wheel of Life by Sun Life. It was hosted by Piolo Pascual and before he was doing boyfriend POV's on TikTok, he got us to see what we should do when we had Critical Illness, this is where they introduced three new plans.

Piolo Pascual says "Sun Life insurance and Sun Life investments have always been important for me. It was something I always got every year or every time they have something new. It wasn't just investment for me but something that could save me from the pains of having myself or a family member pay for critical illness when it suddenly happens."

An illness can drain our savings, Sun Life is here to also introduce to you a new health ambassador, Donny Pangilinan. As you can see, he's going to be part of several activations and sports events that will enjoin families, Sun Life plan holders soon. You may learn about Sun Life protection plans today.

You can also be part of their GO WELL movement. This will help you gain access to fitness events, plans, benefits, rewards, and you can pay for it in 10, 15, 20 years.

Sun Cancer Care is a specialized plan that can get you Go Well membership, cash benefits (when you get diagnosed), treatment support benefit (for 12 months following approval), compassionate death benefit, life insurance. Sun Life Assure on the other hand is for treatment and hospital bills. For those who wish for more, there's Sun Fit and Well Advantage that covers over 100 kinds of illnesses. 

If you're interested in getting one, this is where you need to talk to an expert Sun Life Advisor or through their social channels. Our cases are different and it would be wise to ask them in person on what would be best for you right?

During Times of Uncertainties: AXA Brings You Home

If there's something that the pandemic has taught us, it's the uncertainty of life. With it still in our midst and in every other country, you've seen the need for financial security especially during these times where people lose their jobs, their loved ones, and scare us with a deadly virus every minute of the day.

People who have insurance surely have had themselves an extra layer of safety from economical stress whether it be life or non life. It was surely there when we needed it, we learned how convenient it was at the most dangerous times. Although uncertainty is still here, Filipinos are starting to look at insurance differently nowadays. We learned to plan ahead, and put importance in investments + insurance.

This should have made sense a long time ago, especially since we're in the ring of fire, in the path of over 26 typhoons a year (and much stronger ones in recent past) and floods have entered cities left and right.

To date, there's only 2.3% of Filipinos spending an average of 26% on insurance. According to the AXA Philippines Chief Marketing Officer Nandy Villar "There's fast growth in insurance services in the country. This can be attributed to the implementation of digital processes during the pandemic. Still, Filipinos seem to be just one crisis away from poverty. It's still an under insured nation."

There's still a lack of financial literacy in the country which is why AXA, aside from being an insurer takes their role as financial advisors seriously. They have trained and qualified people to become partners so you can achieve financial freedom. AXA knows that there are different strokes for different folks, needs change with age and time. Your goals transform into other things including your appetite for investments. Recently, they completed the merger with Charter Ping An which means their portfolio just got bigger, more secured.

To get assessed by the pros, head on to AXA.com.ph today!

The Valencianos Talk About Parenting, Preparedness and Journey with AIA Philam Life

Philam Life just held an online event about family values featuring some of our favorite people in the world, the Valencianos. Gary, Paolo, and Sam has always been in the public eye and it's nice to see them talk about their family and how times have changed.

Gary actually had a hard time being a parent, he opened up about how much he would have wanted more for his family. Paolo and Sam on the other hand had the same fears, despite being successful, they still had to be prepared amidst this pandemic. He says "It's not difficult to remember, I was very young, but on October 12, 36 years ago, at that time I was only 19 and I must say, I was in the middle of an entertainment scandal because I was unwed. I loved Angeli, and when she gave birth, I wanted to show Paolo and tell them, I have him. That's what I felt back then. I had a concert too, I told them why I was late, it was because my son was born. In a family of 7, I still didn't know what a parent was. My Mom was always the disciplinarian, she taught me how to be generous and always pray. My Dad was a quiet man, he told me and put his hand on my, he told me he was going to be by my side no matter what. It was why I had my core, it was something which made me think, I was going to be for my children. I want my family to look at them about my situation that I had to make sure I was insured as it (cancer and heart issues) comes out of nowhere, it has to be taken cared of."

 

Paolo and Sam says "We are still adjusting, still figuring out things in the industry. We are in the forefront to find new ways to put together shows, as parents, we are finding ways to be there for our kids. It's an interesting time for everyone. We were talking about online classes earlier, and you really can't really just leave kids to teachers out there. They had to keep the kids engaged, it's hard. I always tell my folks, I was the best mistake they have ever made. In our case, everything was planned, but when we got married, I had not broken in to the industry yet. I was finding ways to support my family. Some people told us you can't be prepared, just take that leap of faith, with no idea how to raise a kid, everything just came so naturally. When you're in that situation, everything you just see on viral videos before, it happens to you. We kind of figured out how to do it, she's such a blessing, I felt how my Dad felt, forget everything that comes out after you see that other human being. The way we were doing things at home, everything changed. Not sleeping was just my biggest fear, they didn't tell me you're not gonna want to sleep because you want to make sure she's okay. The most we fear is her dying young, I don't think any parent would want that to happen. You always want them to be safe and healthy. Last year was every parents worst one on us thinking how this pandemic would treat us, especially for a live events director. The crisis we went through, lockdowns and social distancing, it was a tough pill to swallow. It doesn't really help on your mental state especially when an industry collapses, among many nights, but now we are bouncing back. It's better."

Leo Tan the Chief Marketing Officer from Philam Life says "The Philippines has a 2.7 Trillion protection gap. It's how much Filipinos need versus what they have in case soemthing happened like serious illnesses, hospitalization, and this is reality. Philam Life, has paid 2.5 Billion of benefits every year but we have to educate Filipinos to be prepared financially."

Tennyson Paras, Head of Products for Philam Life says "The company made us rethink our strategy. It's not about laboratories or boardroom, use our personal experience to bring products that would benefit our clients. We need to demystify the value of life insurance, we keep it simple and relevant."

Aside from that, they also advocated Philam Life's AIA Med Assist, AIA All-in- One, AIA Critical Protect 100 and AIA Health Cover. AIA Critical Protect 100 was done to create protection for 100 critical illnesses no matter what age. AIA All-In-One is a more affordable life insurance plan so you get protected in times of death, accident, disability, critical illness and other risks. AIA Med-Assist can help if you need to pay unexpected medical expenses and the AIA Med-Assist can be added to current HMO and life insurance coverage so you don't get shocked if you encounter life's uncertainties. Their fourth one, AIA Health Cover is a peso-denominated insurance plan that includes health and critical illness protection. Their products are available, the Valencianos didn't even have to go to the Philam Life offices to get it. Their protection trinity can get you coverage for SAD aka Sickness, Accidents and untimely Death. They propose new products, solutions to tailor fit on your life stage and ability to pay. You need to adapt to change, and securing your family's future is important just like your essentials.

Tea Time with the Bolzicos

Nice afternoon, good time to talk to Nico Bolzico and Solenn Heussaff over hot tea as they discuss being healthy and protecting the family. They are first time parents, but it was nice to see they are human, they have fears too just like you and me.

They also talked to the President of AIA Kelvin Ang as he shared his experience about difficulties having no insurance. He also took time to share what happened when his dad passed and he had to grow up a wee bit early as the eldest in the family. He took this experience and made it into passion to help others to have needed protection.

Then came Slater Young and Kryz Uy (all the way from Cebu) who shared their experience raising their daughter. Nico Bolzico shared how they should not accept suitors this early and Solenn told them about protection and how to plan ahead. AIA PhilAm Life head of products Tennyson Paras says “Before, they used to talk about insurance for old people, but no matter how prepared we are we can’t expect those emergencies even if they are young. A few years back, I got a call from my wife telling me my baby was rushed to the hospital as she was having convulsions because of high fever. Broke my heart, I wished it was me there because she was so young. When she was stable, they still had to observe her, I also in the back of my mind knew how expensive it was. I knew my company had good medical plans, but how about other people who don’t have that? How can they prepare? Both the Bolzicos and Youngs didn’t have that plan either. We would prioritize school, future, but not now, not emergencies. It is a gap as not all companies have medical or life plans for children. We recently launched AIA Med Assist which is now available for age 0 to 17.  Our goal is to make sure parents would have peace of mind when this happens. Filipino families know the expense of having this especially in the Philippines. We need to make sure they are protected in accidents, sickness, because these kids move around now. They bump their head, play, not intentional but they all may get into trouble every now and then. It is but a nice time to get plans for your children now, so in the event they do have accidents, sickness and disease. Hospitalization can be covered by the insurance, about 90% of expenses and that is a big help.”

Young fam stated “Having children is fun, tons of things to consider which cannot be read on a book. Things can happen, medical expenses are expensive and you can’t put your kids at risk. We take turns taking care of the baby, I do mornings while Slater does the evening. Getting an insurance plan will surely help to not worry as much, just be a good parent. It’s good to be protected.”

We need to make sure we are prepared and not get caught in situations beyond our control. It would hit our budget, instead of putting just with primary needs we would need to shell out huge amounts for that. More Filipinos want their families safe, maybe ask an AIA PhilAm Life agent to know how you could do that.