Insular Life Launches Total ProtectER

Having peace of mind has always been a good thing. These days, we've seen so much of how insurance would have been beneficial for people. The large hospital bills, could really cripple ones economic status and being ready for that can't come at a more opportune time than now. Recently, Insular Life's HMO subsidiary InLife Health Care just launched Total ProtectER. It's a plan that includes a six month term Life Insurance, daily hospital income for 6 months, one time emergency care health plan, HMO coverage and daily hospital benefits all in one! 

This means that the emergency care element will be covering COVID19 care on an ex gratia basis until December 31, 2020. This entails Php 500,000 life insurance for death due to natural/accidental causes, Php 3,000 daily hospitalization income for 15 days if confinement is under 4 days due to accidental injury or sickness (15-90 days total hospitalization) within that 6 month coverage period. Chief Distribution Officer Raoul Littaua says "I hope our countrymen would take advantage of this while it is available, especially at a time like this as we are under a pandemic "

Currently, this is available in two packages from Php 11,750 and the other is Php 12,450 where the difference is emergency care in Manila's top 6 hospitals. This is only available for people ages 18 to 64. You may check the details at shop.insularhealthcare.com.ph because it's all there!

Stay healthy!

Don't Worry, SMART and SUN Cellular is Ready!

Hey Sun and Smart subscribers! This is good news for you! They know you're a little worried about cellphone and Internet services this weekend because of Typhoon Hagupit/Ruby which is said to arrive for landfall this Saturday. This post is to let you know that you don't have to worry too much because they are ready in case there would be problems maintaining communication services when it strikes close to home this weekend. They have plans already in place to make sure they would be able to quickly respond should there be need to restore facilities if they get affected. The equipment and personnel are on standby in case areas like North and Southern Luzon, Visayas and Mindanao get beaten up by the Super Typhoon. You must make sure though to charge your batteries so you won't run out of juice when the time comes. Smart and Sun will also be putting up generator sets, batteries so your cell sites won't go off all of a sudden. They'll also be having free call and charging services in strategic locations nationwide. Rest assured, Smart and Sun will be at their best to respond to your needs when the time comes.

Tips:

1.) Make sure to charge your batteries, your emergency equipment and your powerbanks. It might take around 3 days before the typhoon passes, so make sure we have enough juice to last that long.

2.) Conserve your batteries. Don't use data or calls unless you really need it. Text messages consume less power. That's a better alternative.

3.) Store important numbers on your phone, like hospitals, firefighters, your local barangay and NDCC. Include a hard copy in case you run out of batteries.

4.) If you can, get transistor radios. Know where the nearest evacuation areas are in your neighborhood so if your house gets in danger, you know where to go. 

5.) Keep dry. Not all gadgets don't work under water, wrap it up with cling wrap and make sure you have clean dry clothes as well.

6.) Pray. Nothing is impossible. We would all be safe if you pray hard :) 

Thanks to our friends from Smart and Sun for taking time to inform us of the state of communication structures. I feel safe and relieved now that my Smart line will work when I need it most. 

For more information about their services:

Smart Communications

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Visit their official website

http://smart.com.ph/

Breathe it all in!

Emergency response has been a very important issue these past few weeks. New York has been a victim of terrorist attacks over the weekend and a Palestinian born operative was the culprit. He got in the country through a student visa but it seems he went there for a different reason. I know he has been arrested too. When will this stop?! We'll never know; but I am quite optimistic that if we are ready for any untoward incident to happen then we have resolved it halfway. Breathing is important as with any living thing would say. For emergencies and non emergency situations MSA and Moldex has been known to manufacture great respirators. I have seen a full-face respirator used in operations that need highly technical breathing apparatuses. If a place has been entered and tear gas was used by police, they can breathe easily with it. Terrorists, criminals and people who continue to break the law like parole violators would be no match with counter terrorist actions like this. There are also other options like the cartridge respirator that can be of some protection in parts of the face and it's easy to carry around too. This would be better for daytime operations. I would rather use full-face respirators though so I can protect my eyes better in case I or anyone in my family faces danger. The need to breathe is not optional and it is a necessity to live. If we come prepared in any problems in the future, being ready will win half the battle. Breathe that in; then breathe out!






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