Home Loans In One Day: It’s Possible!

Everybody dreams of their own home, I know I do. In the eve of high inflation rates, unavailability of cash, we all wonder how other people do it. Why is it easy for them to have loans from banks and why is it faster for them to actually get one while your bank is still taking months, maybe years to even approve papers. Are you already getting confused? Are you at your wits end? Maybe it’s not you, maybe it’s your bank.

Banks these days are so strict, when you’ve got all the requirements and funding to back it up, why all the fuss? why all the delay right? Imagine all the wasted time involved when you only wanted to have your own home. Now don’t you worry, because I heard it’s possible now with one of the country’s best Philippine Savings Bank (PSBank).

You see, PSBank has been in the industry for years and they are the consumer banking arm of the Metrobank Group so that at least assures you of good consumer practices and proper funding. They now have a policy of a 1 day credit decision on home loans if you are purchasing new condominium units or properties from their accredited developers. Now that is just unprecedented in the Philippine banking industry so just imagine how much help that would make for prospective home buyers across the country. PSBank’s SVP for their Marketing Group says “We have streamlined our own internal evaluation processes so our banks could decide on home loans as fast as possible. We want to make it quick and simple for all our customers so if you are planning to get condo units or properties from our accredited developers which includes Federal Land, SM Development, DMCI, Megaworld, Rockwell, Ayala Land Premier, Avida Land, Alveo, Amaia and a lot more (others listed on their website). This is our promise.”

Aside from that, they have perks for those who would want to pay in advanced as they have equivalent rebates for it. They also have very flexible terms so for those who want something easy on the pocket, all you gotta do is ask. You can even do payments online or on mobile, you can also pay through post dated checks, over the counter method or Bancnet capable machines nationwide.

Now don’t fret if the condominium or house unit isn’t on the list because if that’s your case, you’ll be still viable for their standard 5 day process. Approval will be sent via sms and this also applies to new home loans, house and lot, duplex, townhouse, vacant lots or small to medium construction. They have been doing this kind of approval for Auto Loans too and if there’s one thing you should try, give your neighborhood PSBank branch a visit and make your dreams come true!

Give it a try!

KUMAGCOW

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Lending a Hand and More Money Matters

It's so hard to earn a dollar or two these days that most of us actually live from pay check to pay check. I have seen friends literally ask for money from their other friends and still haven't been able to cope up with the economy making each passing day a burden for added interests and more loans to pay for previous ones. It's sad that these friends charge way more than banks do. Good thing I saw Blue Global Media on line. They've got some of the most impressive rates I've ever seen in the industry. You should probably take a look at what they offer.

I may have been successful in managing finances these days but I have friends who need a loan or two to at least survive the economic conditions we're in right now. Looking at their folio it looks like they even are one of the top affiliate networks in the US and UK. I'm not surprised though because they've got what most institutions don't have and that's a track record that speaks for itself. I wonder if I'd be able to avail this later. The funny thing is while I'm typing this, a friend just popped in and asked for a loan. I might as well give them the information that they need.  

I'll check on them later if they have resolved their problems. I know there are a lot of people who need the extra money out there. I'm glad to see some institutions could lend a hand when some are in need. I'll ask them to probably avail of the cash advance affiliate program if they haven't been able to get their salary yet. It's the best thing to do.

When You Need Cash...

It's so hard to live in a country where the economic bubble is about to burst. Banks have been so strict in loans these days that people get denied even on small ones. Those who need immediate funding would not be able to borrow because of their bad credit scores and the opportunity to get back in business is literally fading away. Chances are you are bound to never see anyone to help you out when you are already down. There are new on line cash advance lenders that can do otherwise. Even if you have a bad credit rating they would be able to approve payday loans fast and efficient. Institutions like ILOAN90 were not available before but it is quite easy to get them now. You do not have to be worried because all transactions are secure too.

People like me sometimes are at the end of the rope and only can extend huge payments from paycheck to paycheck. If there are places that I can borrow money from and pay back immediately with minimal interest rates then that would be perfect. I seldom get personal loans and only do it on emergency situations so if banks couldn't do the deed then these on line institutions would be the perfect solution. I hope in some way people would see it like I do because no matter what others say; it does help a lot of people in difficult financial situations.

Have you ever been in a tight situation?! Where would you go? What would you do?!

Payday Loans Can Get You There

I know times are hard both in the Philippines and in the US. The US Senate just passed the bill the President has been pushing for since his swearing in this January. There are still a hundreds of companies that are still trying to survive and they would need a little help from finance companies and the government.

Coming from the economic plans he formulated even before the start of his campaigns, the US will surely have to try it out. There are a couple of phases they have to go through to stimulate the economy since the actual banks that financed them in the beginning are also going under because of poor returns from their investments and lack of interest from investors. Ratings that came from both the government and these institutions already have a chip on their shoulder because some that had AAA ratings before were the first ones to fold. If that happened here in the Philippines we're going to surely be in trouble.

I felt this also here when I lost a lot of money from paying tons of bills, credit cards and some of them were even stolen. I don't even want to remember that but I have to face them sooner or later. In the US people are quite lucky because they can use Payday Loans to alleviate themselves from debt then pay it off on a later date. With little to no interest from online corporations they can easily apply for it and get the money even within the same day. Getting cash advance online is easier because you would not need to go through tons of people and red tape like in the government. It's easily eliminated because there are only a few things that you need to do when doing it online instead. If you have trouble financing things that need a large sum of money but you still haven't got your paycheck then this is the deal for you. Go to http://www.loan-debt-consolidation-info.com and see how they can help you help yourselves.

Car Loans and the need to help Car Makers in the Financial Crisis

Car makers GM, Ford and Chrysler need help!

Car makers in the US have suffered the worst in this year's financial crisis. This has been the worst and a couple of brands have been urging the US Treasury to help car makers to weather out this bludgeoned business which has been the worst in 25 years. A lot of jobs will be lost and consumers will be faced to also suffer high prices as supply will be low. Democratic congressional leaders also have asked Treasury Secretary Henry Paulson to use the $700 billion rescue bill passed last November to provide temporary aid this industry. House Speaker Nancy Pelosi together with Senate Majority Leader Harry Reid wrote to Henry Paulson saying that the bill gave him a couple of options diverting funds from the present plan to have:

1. Broad discretion to purchase
2. Make commitments to purchase
3. Get the financial instruments that he'll determine necessary to restore financial-market stability in the US

The Lady House Speaker was among the legislators who met that month with the chief executives of car maker's General Motors, Ford and Chrysler. The three famous US car brand companies are seeking $50 billion in federal guaranteed loans to help them weather the worst car market in 25 years. These car makers are threatening the government that they may not have that much money to operate until the end of the year. If thousands lose their jobs and these manufacturers do not have production shares available for consumers, it surely will result to higher prices and a car loan may not be the best alternative. This may get ordinary Americans under huge debts and high interest rates even with an existing car loan. They wouldn't be able to cope up with this standard of living and this may put them below the poverty line. People will eventually file for personal bankruptcy.

There will be a new president come January and these manufacturers are waiting for the current Bush administration to act on policy options so a higher priority would be put into this industry. I bet you the transition team is talking about this as well. He already declared yesterday that the US will be facing hard times come early 2009 but will eventually recover once all the economic plans he proposed will be set into place. The world is awaiting the outcome of these plans and the initial agreed fund has already been used for several guarantees. General Motors reported a $4.2 billion third-quarter operating loss and said its available cash fell to $16.2 billion last September 30 from $21 billion at the end of June. Car sales plunged 18% in the last quarter and 32% last month in the US alone. If the plan is there, these companies and their executives only urged the government to rescue them first. I hope this would not translate to huge market losses also for their company in other parts of the world. China is now the biggest according to surveys, so if they lose that also it would mean a huge disaster for the economy. I hope he and his so called "change" starts now.