CBLIC Celebrates 53rd Year This March

If you haven’t heard about Country Bankers Life Insurance Corporation, you better pay attention. They have been in the country for over 53 years spanning generations abd providing simple and affordable insurance for Filipinos in the countryside. From small and medium enterprises, to farmers, fishermen, educators and regular joes, they have reached out to an untapped market giving rural folks insurance service which has not been available to them in the past.

This was founded by Jose Desiderio Sr. in 1965 and now is handled by their third generation under the helm of Geraldine Desiderio Garcia who acts as the SVP and GM for CBIG. According to her “We have simplified insurance and offer products that are relevant in the Philippines. We attribute our success with the families we serve and the value they put in education. We have insurance protection under the Classic Benefit Plans up to 96 years old payable in a 3, 5, 7 or 10 year period. We also have Alay Sa Buhay which only costs Php 365 for a year for natural and accidental death benefits that are renewable for ages 13-70. For families and seniors, we also have ASB Family which covers 3-5 people in your family up to 70 years old, then Php 1,000 for 71-80 years old. We want to be known as a company with a heart, and deliver the services that we need to give. There are a few insurance companies in the Philippines but our clientele are the CDE market. Our vision is to insure the common man, farmers, fisher folks and that’s how we get to reach them. Our edge is we have been paying claims fast, in time of need, of demise, we have always been known to do that fast. When they have death in the family, have their houses burned, that’s when they need it most and that’s where we come in. In Country Bankers we have done it in 5 days.”

They also have Ms. Aiai Delas Alas as their endorser and this is her third year. She says “I believe in the products that the CBIG group has and in the past, I even got my fans insured when I was endorsing them on my second year. I had problems before about medical insurance and it was not easy when you are not covered. It’s why I make sure that I have my non life and life related assets to be insured now. The CDE crowd needs insurance when you know they need it most. I love them because it’s easy for them to pay for it. When I had a fan who had a dying mother he didn’t know how much he would get since he got his mother insured years back. They got help for hospitalization, then got the insurance as well. It’s why I am endorsing them until now.”

For those who want to avail of their plans, you may visit them at the Country Bankers Centre at 648 TM Kalaw or call them 5238611 for life related insurance or 5240621 for non life insurance. Honestly I haven’t seen any insurance company that offers this low for what premium you can benefit from. Ask them now if you have time. They have helped thousands of Filipinos and this is why they are in the business for 53 years.

KUMAGCOW

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The Importance of Automobile Repair and Education

Cars have been one of the things we always dream of. It's one of those high ticket items that you thought would celebrate your social status and get you where you want to go. Although these days; owning one has become a necessity. When you get it we don't expect the actual cost of logistics and maintenance and think that everything will be perfect. If there was something I learned about the hard way in owning one this would be it. The short drives to and from the office that I do always was smooth until the car broke down in the middle of the road. I didn't know panic until that day boy was it a great big introduction. It got stuck in a main thoroughfare and people were already honking in every direction. I did not know who to call since I was totally clueless about car repair. When I thought that was enough; my cell phone battery also went dead. This was one of those days when you wish it shouldn't have happened. The situation called for an expert and I almost ran out of luck. Good thing a friend saw me there and immediately went out of his way to help me put the car at the side of the road; and eventually get some help.

The car was pulled out and I had to go back to work. I talked to the technicians and they said I need to have the car diagnosed to see why it wouldn't start. I know it was going to be expensive but I had no idea what would be the justifiable price range. It was the first time I was going to do this and I did not want to be charged incorrectly for it. There are several shops within my area but since I had warranty they got my 2003 Toyota PRIUS sent to the actual manufacturer. The repair estimate was done fast after that and it would have cost me a fortune if not for the warranty they employed. I was so glad they covered it otherwise I wouldn't have the funds to spend for that. Finally; luck was able to catch up with me.

That was the time that I knew I had to learn a thing or two about how to fix things. If you go out totally clueless about something that you own there would come a time that you would need a whole car encyclopedia to understand things. Good thing there are reputable sites like REPAIRPAL.COM that you can look at when you need all the help you can get. Check them out if you need help about repair estimates, car terminology that you need to understand or simply get someone to help you within your area. It's a good thing!





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Insurance Lessons Learned

How can I forget the time when I first got into a car accident? I remember it vividly... that comes together with the argument and big fight I had with the other party too. That was a few months ago but now my insurance agent is hounding me of horror stories. He claims some parts are not going to be paid for. I said "this is what I get for getting mediocre institutions as my insurance provider". I would like to look for a better one just like those in Los Angeles Car Insurance. There is no comparison believe me!


I know that the Car Insurance Los Angeles has is better evidently in terms of coverage and benefits. Everyone needs a reputable one so when the time comes you need their help they wouldn't be the first one to give you problems. I experienced this one already and I did not follow my instincts of getting some information on the Internet first before blabbing about policy indicated in fine print. I learned a mighty good lesson and probably next time I'll get Los Angeles Auto Insurance to be a standard on what I need when I get the next set of wheels ha-ha! That's because I want to make it right! I better call them now at 1-800-475-6840 and get that free insurance quote fast!





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Be Wise and Get Covered!

I've been driving for a few years now and I must admit it is definitely a chore that you can't get out of. If the time comes that you end up being the family driver or the designated one for your friends; you clearly have some responsibilities which you did not account for. If you encounter accidents or mishaps you have to take in mind the lives of your passengers. I learned a lot from driving school but the Car Insurance Los Angeles has is incomparable. If you call the toll free number 1-800-475-6840 you'll understand what I mean.

It is quite easy because they can give you free insurance quotes from them which you can never find in some other established corporations. It pays to be informed too so if there would be some way you can get insurance for your vehicles without worrying if you meet an accident or any other problems with your car then that would be just bliss! I would not want another headache if I bump on other cars accidentally... not that I'm looking forward to ha-ha!

My advice is; get a reputable company to back you up whenever you get a car. It can spare you the problems of property and life. I'd be smart and get myself a better one if my current insurance provider doesn't give a damn about what service means. It's the best thing you could give your family too.







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You Definitely Need Car Surety

I was planning to get another car since I got some money saved from my previous businesses. I guess I did a smart thing when it was doing well. Owning a car doesn't really mean you can afford stuff because this is definitely a liability. You need a lot of things to take care of it. Aside from the daily maintenance and gasoline; you need to find cheap car insurance that would be able to cover your vehicle completely. The streets are not safe from drunk drivers, road mishaps and accidents so this would save you a lot from the headaches of knowing where to get the money if God forbid that it would happen to you. There are lives at stake and we should always know when the professionals should handle it.

Aside from the fact that it is expensive and a lot of trouble it is recommended to get a dependable insurance company. If they would not be able to keep their promises unlike this on line institution that I love then it won't make sense getting one right?! It pays to know who you need in times of need. I wouldn't want to end up paying for a huge debt just because I forgot to get affordable car insurance. It's a must to get one before you leave your home and burn rubber!





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You Need One Now! Get Car Insurance!

The fires, tornadoes, typhoons and flooding taught me a thing or two about getting insurance with cars. It is definitely a good thing to do in a state that is prone to natural calamity and those which you cannot avoid. I learned my lesson when my folks lost their car in a wild fire that swept across California. It literally left them penniless because of the thousands of dollars that it took to have their convertible repaired. They did not know it would cost that much so they ended up buying a cheaper car instead. I was really sorry for them but what could I do. It was not covered with insurance and that is where I learned my lesson, so I had my car quoted this morning.

I went to PremiumAutoInsurance.net and three of them listed. I got the free quotations from them and compared where I could save a couple hundred dollars and easily pay the monthly premium to have the basics covered. The Free Auto Insurance Quotes indicated every detail and suggests discount opportunities that you can qualify for. This has literally gained me around 15-25% of savings compared to the normal costs. They also have these plans available for purchase on their web site 24/7 and all the quotations are free of charge. Saving around 3-4,000 dollars is not bad either!

I ended up getting this terrific offer from GEICO but I have to talk to my wife first so we can have the budget available in case we need to have the monthly fees planned out. It is so difficult just thinking about where to get the money but this is a necessity. I would not want to end up without anything to spare if God forbid we encounter the same fate as my folks did. I would like to encourage you guys to go ahead and check out PremiumAutoInsurance.net so you can achieve greater savings for you and your family. I would never want to see you take a chance on something you could prepare for in advanced. Do what is right and get those quotes now!

Your Need Car Insurance

Are you sure you got your family covered? I fear most of the time when I try driving our van because the streets of Manila are just not that safe anymore. Just this Monday, Philip Salvador a well known local actor almost got hit by a bus while driving through EDSA. He was already in the midst of passing through but then this large headed driver reeled his bus to the right hitting the side of his SUV and almost hitting his wife that morning. He went down and confronted the driver but he was not even apologetic of what he had done. People like these in the first place should not be given any licenses. They are just plainly uneducated and we normal people could not control what goes on in the Land Transportation Office.

Accidents like that are seen everyday and some of them are even worst. Good thing we had our van insured so if ever something happens to us and our vehicle, we are assured we are going to be taken cared of. The streets are not that safe anymore and we know that we are good drivers; but we have no control over their driving. Everybody needs car insurance. That's really going to be a big problem in this country and I would not like to be on the receiving end of those accidents. I have a lot of dreams and I don't want my life expectancy to shorten because of someone else. Go figure!