EASTWEST and FOODPANDA Launches ULTIMATE FOODIE CARD

Looks like the folks from foodpanda and EastWest Bank are making your foodie adventures even better as they give you the ULTIMATE FOODIE CARD that has got ton of perks, something that's never been seen in the food delivery or restaurant and banking scene. Foodies are definitely special, and what this means for all of us is better benefits on top of the convenience owning an EastWest Bank Credit Card. 

For starters, there's CASHBACK on every foodpanda transaction like 10 percent til Php400 is reached, 3 percent til 3 percent is reached, 1 percent on Overseas spend, and 3 percent on domestic. 

Dani Jaramillo the Managing Director of foodpanda Philippines says "Thank you to our local partner EastWest Bank, Visa, as we now have a shared commitment for our digital first customers. We want to give more deals for our customers to make sure they get their instant cravings. You will get weekly Cashback, as we work hard with our partners, especially the ones who do small purchases very frequently. This just amplifies what we do, and hope you love the benefits the card brings. This also supports NFC and Google Pay."

Jerry Ngo of EasyWest Bank says "Food, Easy and Free, we are now celebrating the launch of the ultimate foodie card. We are pushing the boundaries for Filipinos, positioned for the millenials, so they can spend and get rewarded immediately with the things that they like. Food, experience and entertainment, hopefully with foodpanda and Visa, can be used not just here, but abroad. It's a celebration of food, being easy and free!"

It's super easy to apply via their QR codes, which only requires you IDs and a selfie video. 

Visa also said that it wasn't easy to bring to life but there's value to partnerships with people and entities you can trust. This is the 4th product to launch with the bank and the need to change is increasing because payments are changing, it starts today with the GenZ who wants things given now. The partnership with Foodpanda and EastWest Bank makes it easy.

This really fits the need of their consumers. Time to get rewards with those foodpanda purchases huh?!

Shop and Reward Yourself with GoTyme Bank

Do you often ask yourself if you deserve it and want to buy something off the shelf? I'm sure you do, but hopefully not end up getting a dent on your wallet. You see, GoTyme has been quite a buzz these past few months especially after launching their 5 percent per year interest rate on savings accounts, which a lot of you probably have taken advantage of (right?) especially during these hard times.

Well the good news doesn't stop there because GoTyme Bank recently rolled out "Nice Card, Nice Rewards", a crusade that shows the multitude things you can do with the GoTyme Bank Visa debit card. This means you'll get more things out of your everyday transactions. Imagine carrying this stylish debit card for your shopping, groceries, home items and still could give you rewards points! Every tap, swipe, or online purchase gets you Go Rewards Points which you can use for more discounts, free rewards plus perks on your purchases.

For starters, how about putting in 3 times the Go Rewards points on things you purchase from Robinsons Supermarket and its subsidiaries, the Marketplace, True Value, Toys R Us, even Caltex (double the Go Rewards points every Php 300) if you usually go there and pay for products and pay via GoTyme Bank.

Aside from that, you can use points for cash. You can utilize existing Go Rewards points and send it to your GoTyme Bank Everyday Account so it could earn 5% more like your other funds. You can have it debited to your account directly or use it in lieu of cash in partner merchants, whichever is convenient for you. It's a good way to save money for that gadget you always wanted or that bill you wanted to pay for online. GoTyme Bank CEO Nate Clarke puts this as something that delivers substance, a card that is truly rewarding after using it for partner shops and merchants. Yes, it looks good on the outside, but it's even better if you're into shopping or travel, you can't compare it to new cards out there.

If you haven't downloaded the app yet, go search it on Google Play and install this today. They're good at the rewards game and it shows how debit cards now have more power with GoTyme. You can open an account in under 5 minutes, if you're interested visit gotyme.com.ph or follow their channels by searching gotymebank on other platforms.

MOIRA DELA TORRE Says Who Wins at "The Great 0% Interest Festival"

You've seen it happen, and it's still happening as Home Credit Philippines launched the 0% interest sale across the country. With "The Great 0% Interest Festival", people can now have their wish lists ticked among the multitude of products they can get on installment during this holiday season. The newest Home Credit brand ambassador and Queen of emotional songs Moira dela Torre just appeared on a new campaign video released on Home Credit's official social channels particularly Facebook and YouTube.

In it, she gets to be the judge for the newest reality singing competition in town called "Buy-dol Philippines". They showcased what's new, what's hot, and what you can get during the Great 0% Interest Festival. The holidays certainly calls for that, and if there's a certain time to get those high ticket items and gifts for your loved ones, it's certainly today!

Let's see how the lovely Moira found some of the contestants shine on stage! There's a lot of them who surprised us, like OMG!

It was special to see belters, rock acts, a whole enchilada of artists tell us what to expect in their special sale. Then they begin telling what they were sold on, and in the end announced who won the competition. 

It's YOU!, especially if you take your pick in over 50,000 products you need in your life right now. From laptops, cellphones, devices from the biggest brands in the country, you can get them in easy payment terms. Go download the Home Credit app on Google Play to see how you can have your own dream gadgets without the use of cards... because what, it's 2022!

There's a lot of other fun ways to shop, but not all offer 0% interest rates. It only will last until January 31st, plus they're SEC and BSP licensed. Make sure you take the trip to appliance centers in malls, shops, partner establishments that have Home Credit stations inside so you can get that lovely item you've always wanted NOW. Download the app today here!

If you want to know more about it, go follow Home Credit's official Facebook, IG and TikTok accounts because they update quite regularly. 

Now I'm in the mood to shop!

HOME CREDIT Starts "The Great 0% Interest Festival!"

Have the merriest holiday with Home Credit’s The Great 0% Interest Festival

It looks like HOME CREDIT is bringing out the big guns this holiday season!

Yes, it's the most wonderful time of the year and shopping for loved ones, family, friends also start at the same instance. Those wish lists come out of nowhere and you've probably got to make them all come true. HOME CREDIT just made it easier to decide on those high ticket items as they introduce "The Great 0% Interest Festival". It's where over 50 thousand products will be offered at only 0% interest at almost 10,000 stores nationwide.

HOME CREDIT's Chief Marketing Officer Sheila Paul says "It's always been a holiday tradition for Filipinos to have the joy of giving. It is what makes things extra special especially during the holidays. Home Credit is making it more affordable and accessible for a lot of people, and at 0% interest rate, you can fit it in your budget this season."

This means those furniture, home appliances, phone upgrades, are all within reach. If you wish to have it as a gift, you can do that too. You don't even have to have a credit card to get them these days and Home Credit does that. They have been doing this since April 2022 so there's really no reason why you wouldn't get those lovely things you wish for this Christmas.

Head on to SM Appliances branches inside SM Malls, Robinsons, Abenson, FC Home, AllHome, Automatic Center and other authorized establishments. By the way, Home Credit knows you want inspiration, so during the holidays, you're going to see videos on Home Credit's social channels and with the one and only Moira dela Torre. She's Home Credit's newest brand ambassador and surely, would make you feel so special with her songs during the season. Remember, it's only going to be until January 31st.

Go visit their website homecredit.ph and follow them on Facebook. Instagram, Tiktok official accounts if you want to know more about it. You can also download the Home Credit app off Google Play because the promos and its details are also listed there. Don't say I didn't tell you about it!

PayMaya Powers Cashless Payments at Philippine Statistics Authority

This is getting very interesting. For starters, it's a good thing that the government is finally adapting to cashless payments and to note, there's about 60 agencies that have already partnered with PayMaya. I've been using the app for a lot of things during the quarantine period which started about a year ago. Little did we know we're up for this huh?

Anyway, government transactions has always been important especially if you're bound to travel places, or to prove your identity, or have someone investigated especially if they're married or not LOL. Anyway, you and I know how important these documents are and yes, you only get them in the Philippine Statistics Authority. So if you're looking for birth certificates, death or civil registry, it's going to be easier and safer to pay for it now because they've managed to adapt to cashless payment with PayMaya. Thing is, this is just the start because soon, they're also going to be including the online channels of PSA too in the future. That means, everything will be online if that happens and imagine how convenient would that be if you're just going to wait at home and have those documents delivered to your doorstep. Ahh the convenience of technology.

Oh and of course if there's a PayMaya terminal, they would be able to use credit cards, debit cards and prepaid cards too. So if you're not carrying your PayMaya app or card, you don't need to worry because they can take that too. By the way, if you don't have PayMaya yet, go download it off Google Play or the App Store and use my code 2JH7062 so you can get 100 bucks for free. 

 

Isn't that a good thing?

Start the Year Fun with UnionPay

I've been contemplating and thinking of a short vacation somewhere in Cebu. This year's Sinulog for example is one thing I shouldn't miss, with all the parties, the revelries and religious stuff to do, it's the perfect place to be in. 

I don't have sponsors for that so using  UnionPay might prove to be useful ar these dates because UnionPay Cardholders have special perks at Days Hotel in Toledo Cebu. The catch is you need to spenf 3 nights, Pay 2 nights for a Deluxe King Room. They also have even better promos for Platinum and Diamond Cardholders, they can get the same offer but get the Premiere Room instead. You may check out http://unionpayintl.com/ on how to get the special rates because it's all there!

Days Hotel Toledo also gives 10% discount on food and beverage, now that's a treat for all UnionPay Cardholders, it couldn't be better you say? But there's more! 

Crowne Plaza Manila Galleria and Holiday Inn Manila Galleria gives 15% to 25% off on room rates for UnionPay Cardholders if you stay Mondays to Thursdays. You can also get 25%-35% discount on Fridays to Sundays, that would be a great offer to get if you're planning a staycation, it's near all the malls and restaurants so don't hold back if you're planning a day of rest or retreat if you've got a stressful home.

If you wanna go further north the metropolis, Microtel by Wyndham at the UP Technohub in Quezon City also has special offers for UnionPay Classic, Platinum and Diamond cardholders. Stay 3 nights, Pay 2 nights for two queen beds if you're a classic card holder. If you've got a Platinum and Diamond Card, you may get an extra 10% off on food and beverages aside from the Stay 3, Pay 2 promo we mentioned earlier.

A place I stayed in a couple months ago right in front of Eastwood City is Microtel by Wyndham Acropolis in Libis, Quezon City. For those who have the  will be Classic Card, you may get the  Stay 3, Pay 2 discount promo, plus an additional 20% off on all yoga class packages at Yoga Tree Manila which is nearby. You can also take advantage of the 30% off on all services at Lumiere Spa so you can really take a long time for rest and recreation. Platinum and Diamond cardholders on the other hand will have a 2 p.m. late checkout perk, you can stay longer for lunch if that's the case. 

There's more perks over at www.unionpayintl.com so if I were you, I'd take these promos because it's not offered anywhere else. You can check the site because there's a lot of things there that I haven't even mentioned here yet. Thank me later people! 

You may get these cards at BDO, BOC, Omnipay, PNB and RCBC Bankard branches nationwide. These UnionPay Cards can alsp be accepted at major retail, lifestyle and food and beverage outlets in Manila and other major cities. It's time to make that shopping, dining and travel perks to a different level with UnionPay!

KUMAGCOW

Fresh Blogs Fast!

Unionbank Declared Best Company To Work For in Asia

I've been banking with Union Bank for quite a while now. It's been around 13 years if I'm not mistaken and it's been very smooth, very affordable too since most of my online transactions happen with this bank. They were just recognized as THE BEST COMPANY TO WORK FOR in ASIA and had us celebrate with them this evening. (Yes I'm live blogging!).

I like the different booths they have here, pretty much describing their plans for the year. They will also launch a couple of technologies including kiosks that they'll be using with their services, I find that very interesting since they are just in the planning stages. Aside from that, their employees are somewhat involved in charity work. They call this UNIONBANK GOBEYOND and they've helped a lot of people with their GOBEYOND Communities program launched in 2014. Now this isn't funded by the bank, as it is a volunteer program organized and driven by their employees with key programs that want to act on the Environment, Education, Employment & Livelihood, and Inclusion. Isn't that nice? Thanks to the awesome lady who explained things to me earlier, she was really passionately telling me about their cause. They also help kids, their communities too. Their employees also decide on who to help so that is somehow groundbreakingly unique. I guess it's nice to know that banks and their management are not just cold hearted people behind the counter. Apparently in this case, they really care.

Aside from that, they've got a new tie up with GetGo which is a new credit card that actually earns points each time you use it. Pretty nice for those flying regulary on Cebu Pacific flights and shop a lot. It'll be a good thing to have while purchasing gifts and airline tickets especially when they're on sale. The perks are just hard to resist, so you know what to do! 

KUMAGCOW

Fresh Blogs Fast!

Credit Card Payments For Businesses

It's the holidays already and we all know how lucrative that is for businesses in the country. Throngs of people line up for huge sales, humongous food bazaars and just about anything to get that product you probably are selling. In this day and age, people won't carry cash that much when shopping. If you're a little late putting up credit card terminals, that would mean a little more than about 40% of your business going down the drain.That won't be a good thing if you're just starting off and you don't have the best credit card swiper yet. Maybe it's time to do so. Although we do all understand the hesitation brought about by rising credit card processing costs. You compute things in your mind because you have to think of the rising production costs and try not to add it to the existing products worth because the last thing you would want to do is have the customer bear it all. How do you keep the costs down though? That is the question.

Looking for low credit card processing charges would mean you would have to go around and ask. It's not enough to just look at what's posted on their website as sometimes there might be some hidden charges they don't want you to know. You have to experience purchasing them, ask other merchants about what they feel would be the apt one for the business they run. Of course, it would also be best to get a wireless credit card reader because it would be convenient without the cables in every transaction. It would be easier for you and the customer.

If you've made up your mind, make sure that your credit card payment processor also has other services in their portfolio. You can't just rely on low rates if their other services don't make it easy for you to do business. It would be better if they provide free merchant accounts which would mean more business for you, for the processors and convenience with the one that should benefit the most, your customers. Much like what Merchant Account Solutions does in a normal day. You should never short change people because they're paying hard earned money just like you do. So choose wisely!