Proptech Platform Ohmyhome Gives Tips on Finding A Good Home

Looking for a perfect home is a daunting task. If you were to ask me ages ago, I wouldn't be able to tell you how. Property platform Ohmyhome has been in the business for so long and here, they share some sensible tips on what to actually look for if you're trying to find a good home for you and your family. I bet, you'll say this is absolutely reasonable... and it is, a good thing.

1. Choose the Right Location

You need to look for the perfect place to call home. You have to make sure it is accessible (have ample amount of public transport), you can walk to and from the market, and not prone to floods (which a lot of people find out months later). Aside from that, ask about its proximity to fault lines because it might not be good to put up structures. You should also look out for future projects around the area that can generate jobs, schools where your kids/future kids would be able to go to, and even churches, hospitals, supermarkets so life can be easier. 

2. Know the Property Type

There are End Users, and there are Investors. If you plan to live in it, know what fits your lifestyle. End Users also tend to think more about whether you would be better in the city or the more quiet suburbs. What amenities are available? Do you want green spaces? How near is it in things you need? Some investors on the other hand think more about what would be beneficial for you in the long run, like if you want to rent out the property for a long time and have a revenue stream from it. You can find both in the Ohmyhome platform which can minimize effort, as it does the searching for you with their partner developers and real estate firms.

 3. Understand Your Financial Choices

Thinking of how to purchase a home takes time. In a real estate market, if you wait too long, property prices increase as development in the area happens. Real Estate prices appreciate over time and the wait won't help, acting on the right moment is crucial. Ohmyhome has Property Consultants that can help you decide and choose your financial options so you could buy and pay for the property over a number of years. They can help you understand (make sense) and know how you can purchase it in your capacity and choose the best one for you.

4. The Full Costs of a Home

The costs of purchasing a home isn't just the list price, there are tons of other things you need to consider aside from that. The other expenses include the Documentary Stamp Tax (1.5% of actual sale price), Transfer Tax (the cost of changing ownership is dependent on zones, market value, else 0.5%-0.75% of property value), Title Registration Fee (0.25% of price), attorney's fees if applicable. Ohmyhome Property Consultants know this by heart and with their experience in real estate processes, it'll be easier to understand what needs to be paid for on day 1.

 5. Work with the Right Agent

Ohmyhome has got Relationship Managers that evaluate what you need before being attended to by Property Consultants so you get the right person to work with. They take into consideration what you as a homeowner need and what your aspirations are. They research and canvass things for you so you have options, make a choice, document everything before closing a deal. If you wish to consult one today, you may start here.

It can be easy, you just have to talk to reliable people which Ohmyhome offers. They have an app available on the Google Play Store and also their website https://ohmyhome.com if you're looking for that perfect home.

 

How To Prepare Effectively For Exams

Some treat summer as a time for holidays and the sun. As we all know, this is also the time for graduation. Exams also come and it's when everything else becomes a little more stressful. In every student's life, it's such a crucial moment when any writing essay service could not help. It becomes a time where you must learn to handle tons of tickets on your own.

An exam is always accompanied by considerable excitement. You just have to learn how not to be disturbed. Every student wants a good final score and bad ones need to cope with the teachers criticism and at least achieve a satisfactory assessment. Knowledge is not always enough for you to get the right kind of essay writing.


Here are some tips we would like to share with you, we hope this helps!
 

• Be optimistic. Exams are neither an enemy nor an instrument of torture, but a means of self-improvement and an opportunity to demonstrate their mental abilities. For such a complex and important work, proper conditions need to be created. Get rid of everything that you don't need. Get in touch with people home and ask nicely, so that you wouldn't be disturbed.

• View your materials and categorize them in terms of complexity. Choose topics that are most difficult for you and focus on them first. Preparation is effective only when you have enough energy. If you notice that you have read the sentences twice and have not understood anything, it's time to take a break. Relax for about 15-20 minutes.

Here's how you can do it step by step:

1. Set up a work place.
2. Hold near something bright and pleasant (images, souvenirs, etc.) that will raise your mood.
3. Thoroughly plan the preparation. Organize your work so that it coincides with your activity periods - in the morning or in the evening.
4. First, take the hardest material and work on it until it's mastered.
5. Do not forget to rest - take a ten-minute break every forty minutes of work.
6. Practice as often as possible using a variety of sample tasks and if you need find any writing tips, for  example at essaysreviewer.com  for your work.
7. In order not to lose your inspiration, encourage yourself to think that you are capable of getting an excellent score on the exams if you prepare accordingly.
8. Do not allow laziness, anxiety or secondary interests to divert you from training.
9. Explore different memorization methods and use the ones that suit you best.
10. Be sure to repeat reading the material you have made. We wouldn't want to forget it  when the exams happen. Prepare in advanced, without delay before the test or any writing exam. 

11. Do not work on the last night before the exam. You might get tired and come to the exams not in the best form. Devote your evening to your favorite affairs and do not stay up late.

It's clear that preparing for the exam is not that fun. This is a serious test, which may make or break your future. Sometimes, it is inevitably frightening. You don't want to be distracted by anything. Do not get tempted going out with friends and know your priorities. The task ahead needs to be completed and the longer you drag on, the less time will remain for your quality work. You should arrange training reasonably, in order to accomplish it all while less exhausted.

Follow the schedule and do not stop until you learned about the amount of material you have for a specific day. Prepare yourself well and test if you are apt for group studies. There are times that studying with friends help but most often than not, more time is usually spent on conversations than on studying. Choose your battles and make sure you are equipped well before you head on to war. Hope this helps!

How To Take Your Selfie Game Higher with Vivo V5s

Since they came out with the Vivo V5s, let's talk about how you can take your selfie game higher with this new phone. It's powerful hardware and internal software can benefit you if you knew how to take your selfies with less effort and more quality. Here are tips from around the internet that I've come to follow whenever I'm taking a selfie.

Use a good phone. The Vivo V5s and the whole Vivo V5 line has been garnering quite phenomenal sales over the past few years because of its extremely good hardware. Targeted for those who want to take extremely good selfies, they made the front camera of the phone better. At 20 Megapixels and an F2.0 aperture, you'll get brighter photos without any effort with low noise. Remember, the hardware is important to make this work.

Consider Beautify Options. There are phones with these functions but you should definitely consider how it actually looks like on its output. You don't want it to be plasticky, you don't want it to look like you're a doll, you still would have to look human less the imperfections, but there is such a thing as going overboard. Don't go there. Vivo V5s has Face Beauty 6.0 which you can take advantage of, put it to good use.

Always Have Proper  Lighting. The last thing you would want to have is a dark photo, you always have to make sure that before you take a photo, you have sufficient lighting. Otherwise, what is supposed to be a selfie might turn out to be a thumbprint. We're not a ballot for the elections, use the Selfie Soft Light Technology that Vivo V5s has if you need to.

Share it. We don't take photos just for self affirmation by viewing it ourselves. If you have it, flaunt it by sharing on your social media channels and let your good looks do the talking. If you want to know more about the Vivo V5s please go to Facebook.com/vivophil and follow @vivophil on their IG and Twitter accounts. They share a lot of tips there too!

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5 Important Tips Before You Travel Abroad

Whether you are travelling abroad for pleasure or on business, it is important to make sure you are properly organised before you head off. It can be exciting to travel somewhere new and many of us get caught up in this excitement in the run-up to the trip. Sometimes, this can lead to people forgetting to sort out the finer details of the trip, so it is a good idea to create a checklist. This will enable you to ensure you get all of the important stuff sorted out before you head off on your travels.

Of course, there is a lot of sort out before you head abroad but some details need to be sorted out well in advance. You should focus on these first, as this means that you can then start looking forward to your travel without having to worry about forgetting to sort out the essentials. Compiling and working out a checklist will provide you with greater peace of mind before you travel. It also helps to minimise on the chances of forgetting something important.

Some of the things to add to your checklist

There are a number of key points you need to add to your checklist to ensure everything is sorted ready for your travel. You can then simply work through your checklist at your own pace. Some of the main additions for your travel checklist should include:

• Sorting out your travel insurance: It is essential that you have travel insurance in place when you are travelling abroad. It doesn’t matter whether you are travelling for leisure or on business – without travel insurance in place you could find yourself in hot water. This type of coverage provides protection in a range of situations. This includes everything from delays, cancellations and lost luggage, through to theft, loss of money, and medical emergencies. Make sure you look for a travel insurance policy that is properly suited to your needs and get it sorted out sooner rather than later.

• Your airport parking: If you are planning to drive to the airport yourself, you need to make sure you have somewhere safe and secure to leave your vehicle while you are away. You should make sure you sort out your airport parking well in advance so you have the peace of mind that comes with knowing your vehicle will be safe while you are abroad. Once you return, you can simply collect your vehicle and head back home. You can get some great deals on airport parking from jetparks.co.uk. This can work out much cheaper than having to pay for public transport or taxis, and it means greater convenience as you can drive yourself to and from the airport.

• Your foreign currency: The currency exchange rate can fluctuate regularly depending on where you are going. It is therefore a good idea to keep your eye on the exchange rate before travelling to enable you to get your travel currency at the perfect time. By timing it right, you can get the best deal and enjoy having more foreign currency to take with you on your trip. All you need to do is monitor changes in the exchange rate before your trip and then get your travel money when the exchange rate is at its most favourable.

• Your packing: Packing is, of course, a vital part of any trip and you need to make sure you have everything you need. When you are rushing around at the last minute, it is easy to forget something that you really need. Rather than taking this risk, make sure you write a list of everything you need to pack so you simply have to go through the list when the time comes to get your packing done. You can simply tick off items as you pack them, and you’ll reduce the chances of items being left behind.

• Sort your transfers: Another thing you need to think about is how you will get to your hotel once you arrive at your destination. If the hotel is nearby you can just get a taxi from the airport you arrive at. However, if it is further afield a taxi may cost you a fortune. In this event, it is best to shop around in advance and sort out a transfer such as a coach or car transfer. You will then have transportation to your hotel already sorted by the time you arrive, so you won’t have to wait around in queues or worry about paying a fortune for a taxi from the airport taxi ranks.

These are just some of the main things that you need to get sorted before you travel abroad. Adding them to your preparation checklist will help to ensure you do not miss anything important. It also makes it faster, easier, and more convenient to get yourself sorted out and organised in the run up to your trip.

Online Filipina Dating: The Things You Need to Know

The number of people who want to meet and date single Filipinas have been growing in the last few years. With their one-of -a- kind beauty and charm, this is not very surprising.

It’s not hard to find amazing Filipinas online. There are hundreds of them that use a dating site for single Filipinas, while there are also others who prefer to use the mainstream social media. No matter which way you want to reach them, there are some things you should know first if you want to really capture their hearts through online dating.


Filipinas are very conservative

Filipino women are raised in a culture where they are taught to always act reserved. They place very high value in themselves no matter what their social status is. Don’t be surprised if the Filipina you are dating is not very comfortable with when talking about sex and intimacy.

Filipinas have beliefs that are rooted in Christianity

The Philippines is the biggest Christian country in Asia, and the 5th biggest Christian country in the world. Although the entire population is divided among different denominations, their beliefs, values, and practices are very similar.

Filipinas will appreciate men who have respect for their religion, as they grew up in families that observe the Christian traditions very strictly. Do not make jokes about it or make fun of it. It would help you in your Filipino dating journey if you always display good manners and show respect for others constantly.

Filipinas love men with good humor

Filipinas are carefree and they love to hear good jokes. They laugh easily and would enjoy your company if you make an effort to make them feel happy. Just make sure that you don’t tell them something offensive to their culture and religion.

Filipinas love a romantic partner

If you watch Filipino produced films and TV shows, you would know that Filipinas love the art of romance. They are drawn to men who will shower them with sweet words and gifts. They also fall easily for men who will make themselves available immediately in times of her troubles.

Filipinas look for romantic men even in an online Filipino dating site. You don’t need to send her flowers and gifts all the time, but make an effort to be sweet. Check on her regularly and let her know that you want to make sure she’s okay. Take interest in her interests and engage in meaningful conversations. As long as you don’t act too clingy, chances are she’ll be wanting to be in a relationship with you quickly, too.

Filipina dating experiences are certainly very unique. Dealing with a culture that places such high value in women and commitment can be quite difficult at first, but you will learn a lot along the way. There is definitely nothing that should hinder you from giving it a try.

How To Make It Big in "Just Roll It"

If you haven't been playing yet, then you're missing a lot! If you've been winning quite a number of times in this game, what do you think is the secret? Is this calculated? Is this luck? What certain rules can you follow in order to have a successful run? We've played the game and think a few pointers can get you on the winning path because as complicated as it seems Just Roll It is very easy to understand and if you're ready this might be your lucky day.

Buy - If you're the first one to roll the die, then go ahead and make that count. Buying a piece of land takes you on a high point if you end up landing first on the board. That goes the same if you prefer the more galactic counterpart of it, buy planets. A property is also as good as its manager so if you can get those properties, build houses, hotels or colonies. The larger the structure is in a land, the bigger it is to rent out when somebody lands on your parcel of land. This can easily make your dreams of world domination faster, easier and economically sound.

Strategize - Device a few ways to get out of a sticky situation if you didn't get to buy enough resources at first. Remember to buy other players property if you can, but remember it'll cost more so make sure you don't go bankrupt in the beginning of the game. If you can't buy all the property, make sure you just purchase the one that can win you according to the rules. There's always a way, people win them by picking sides on the board and getting the properties whole line. It's not always luck! If you are playing this game via Team mode, always know how your partner plays before you decide a purchase would beneficial to you both.

Pawn - If you run out of money and don't have anything left, don't be shy to win back by pawing property. The game allows you to liquidate your assets by selling it to other players so you get cash in return. You can still pay off small rentals and continue the game but make sure you don't lose it, as it's pretty hard to win when you land on a high priced rental be it a hotel or colony! Swear! We've seen some players really lose money in the beginning and eventually win by just doing this. 

Watch Other Players - There are behavioral patterns and you can see how other players actually buy real estate, buildings or planets. If you see they don't care about the price that much, take note of that. If they're losing too much money, take note of that too and make sure the next time they do get incarcerated or trapped in some boxes, pounce on the opportunity so you could win that game!

You can watch this video and see how it works!

So go ahead and download the game and other information on http://justrollit.ph/ and you might just win in the weekly or monthly raffle event. This includes the latest phones, gadgets and REAL money as they've got Php 1 Million worth of prizes to be given away! Aren't you glad you read it here first?!

This just in: Just Roll It is now having their Monthly Raffle event extended until September 30th. This means that all players would have a chance to win one of two (2) brand new Samsung Galaxy S6 edge, one of two (2) shiny Samsung Galaxy S6 or a whopping Php 200,000 cold cash! Check out details here!

That's how YOU can win it big in "Just Roll It".

For more information about their games:

Just Roll It PH

Like them on Facebook


Visit their official website

http://justrollit.ph/

How to be Smart During Pope Francis' Visit

It was a sight to behold when Pope Francis arrived in the Philippines. From the moment the plane landed, to the short peek at the plane's window, to the cute wind that blew his cap and the kids dancing on the airbase and the fast Pope Mobile bringing him into the Papal Nunciature (or if Noli can actually pronounce that). Filipinos, young and old all lined up the streets to see Lolo Kiko in the flesh without any hitches, and all we need to do in the coming days is to be extra ready when it comes to ourselves, our gadgets and emergencies. Crowds like these definitely calls for it.    

Safety

If it's okay not to bring kids to the occasion, try not to. A crowd would be a nightmare if you don't have enough people to take care of the kids. I got lost in a shopping mall once, it was just good that I was trained quite at an early age to look for guards or police in case I did get lost. It was scary for me back then so imagine how it would feel for your kids today. I don't want to scare you. If you are still going, make sure you have enough medicine, emergency kits, bring ID for everyone, enough water and food if you are planning to stay in the lines a long time. Plan ahead and look for comfort rooms, parking and again, don't lose the kids.

Charge your mobile phones

Do not go out of your house without charging your gadgets, phones, power banks and make sure it'll last you the whole day. Turn off data or put it on Airplane Mode if not needed. Use it when necessary, like meeting people, telling your location, calling or texting people you're with so they too get updated. 

Download Useful Apps and Maps

If you haven't used WAZE, now is the right time to do so. It can get you to the places faster, better, and you can save locations too. You can also download Google Maps for obvious reasons, then make some of it available offline so that when the time comes you lose internet, you don't have to worry. You can download the Waze app on Google Play Store, Apple App Store and Windows Phone Store for FREE if you are a Smart, TNT and Sun Cellular subscriber. Some Apps like Waze as well as a couple of websites can be used for free with Smart's EXTENDED Free Internet promo. All you gotta do is text FREE to 9999. You can also text DEARPOPE to the same number and have FREE Twitter service from January 15-19, 2015. Isn't that amazing?

If you're a more safety freak, you can download the Batingaw App which turns your mobile device into a flashlight, siren, compass and radio. It's free on Google Play and Apple App store. Your friends or relatives can also receive “I am safe” messages as it's one of the app's feature that you can enable with one tap on your phone.Else, you can enable the Smart Person Finder if you want to make sure to locate friends or relatives. It's available for Smart and Talk ‘N Text (TNT) subscribers but in order to use it, the person you want to locate must first allow you to locate him/her.  To ask permission, text FIND and send to 386.  They'll get your request for authorization and once you get it, just text FIND  to get their location. You must never use this on cheating boyfriends though. LOL! Oh and remember to put people on your speed dial, it helps!

Oh and it's still a few days to enjoy the company of Lolo Kiko aka Pope Francis. Head on to www.dearpopefrancis.ph while you're at it and make him a postcard will you? Tweet as well and use the hashtag #DearPopeFrancis and be part of the once in a lifetime Papal Visit. Hopefully more! 

For more information about their promos:

Smart Communications

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Visit their official website

http://www1.smart.com.ph/corporate

The End of the World is Near! : Survival Tips 101

The time has come when we have to face our creator. The END OF THE WORLD is near but I'm one of the lucky guys who will get to survive this ordeal. I won't die because I know how it is to survive out there. Maybe I can give you a hint or two how to do it.

First, grab a velvet rope.

Get your favorite, hot, good looking women to come along. Make your own shelter and tie em up like you want to. Make it sturdy, make it strong. You need every bit of your strength to make this a place you would want to live in. Take necessary steps to see that everything's secured. Tighten them up a bit if possible. Don't let go of the rope!

Second, grab a bottle of fuel.

Try and get your girls to build a fire. Make sure you keep it HOT. Warm yourselves up and make sure you are near the fire when you need it. It is necessary to stay close together and preserve energy. Use the oil for massage and get that soothing feeling you get in your back, arms, legs and everywhere you need to. Lie down and get those muscles the treatment they need. Make every single touch worth it!

Get your own handcuffs!

Get that girl that's oh so HOT or someone secured if they are going crazy with these handcuffs. Make them stay and only move when you want and where you want. Don't be surprised though that if one day they put this on you too. That's what you do to keep surviving; cuff if you get violent, cuff if you just want to have fun! The instances are limitless!

Use this Tourniquet!

Used on times where loss of blood is seen, the tourniquet can also be used in different applications. Wrap them or tie them up if you see someone who you want to isolate or keep for a long time. You can also use this to blindfold them if you want a more exciting night. This is survival and you'll do it by instinct... if it feels right go ahead and indulge!

The secret seems not to be such a secret anymore. If we're out to survive the END OF THE WORLD then we'll have to get one of these! Manly, musky, sweet at the same time.

If you guys still don't get it... then watch this!

Have I made my point?! :) Capisce?!

I thought so. =)

Word Press Essentials

I've come across word press sites and I like their system too. Not that I'm badmouthing my host site but it’s definitely a different world. Anybody could tell the difference because if you are a novice like me then you’re probably stuck with this. Word press has come a long way as far as freedom in template design and user induced content. Comments are also important so they went ahead and put up higher filters so spam messages could be eliminated. Aside from that, they have gone ahead of the pack limiting the advertising content of the host which is not being done on other host sites.

There are also numerous sites where you can get word press themes so you can customize the look of your website. If you plan to purchase your own domain then doing this particular task would be nice if you plan to cater to a larger audience. You must always remember though that commercial wordpress themes are very expensive these days and would probably cost you around $60 to $90. There are some that offer it for free so you should definitely try them out. Web site creators also freely want you to modify their template and you can choose from a variety of colors. Try http://www.freethemelayouts.com and check out the latest word press themes and JOOMLA templates which they have readily available online.