PayMaya is Gone.... Meet MAYA

When I head the news that the iconic PayMaya bird would be gone, I admit... I was a little sad when I heard that. It's very iconic, but as they say in the industry... change is inevitable.

Gone are the days of digital wallets being just a wallet to send and receive money... or pay bills. These days, people need an all in one place to do ALL their transactions. To change the way you do things, this is where MAYA comes in.

MAYA is cooler, sleeker, and a whole lot different from its predecessor. The tagline that stuck to me was "It's everything, and a bank!" which you can download off the App Store and Google Play. The difference now is that aside from sending and receiving money, paying bills, is that you can purchase crypto currency for as low as Php 1. 

There's also MAYA Savings wherein you can deposit money and get up to 6% introductory interest til August 31st this year. I already some of my funds transferred because of it and you don't have to spend fees in transferring from your wallet to the savings account. The third section in the app is Maya Credit where you can borrow money as much as Php 15,000. You can use this for paying your bills, essentials in your supermarket, buy load or another smartphone. If you want to buy Crypto, just click on they Maya Crypto option on the wallet section and just agree on the prompts indicated there. You need upgraded status to access Maya Bank and Maya Crypto so make sure to have yourself verified through that. You won't see the word PayMaya but the Maya Wallet can do everything that it did in the past.

My first purchase of Crypto from them was Ethereum, it was just a normal transaction and I immediately got the notification that the purchase was successful. If it was this easy and I didn't have to file any paper or form, I'm sure everyone would find it that easy too.

If you haven't seen the changes yet on your app, go download the update now and hurry, take advantage of that 6% interest rate because it's super high for bank standards. They're one of the few who got permission from BSP to be a digital bank. It would be foolish if you didn't do that. Oh and may I say, they've got 3 Million Pesos worth of bitcoin up for grabs if you follow their promos. I can't tell you everything because you'll be battling with me for that, haha!

You've got to beat me to it!

Government Transactions on PayMaya: Get the Bills Bayad Rewards

PayMaya has always been a convenient solution for me when paying for bills, groceries, even game cards when I need it. These days, they're bringing even more services to the app that now includes government agencies and give you perks.

PayMaya accepts payments of Social  Security System, Pag-IBIG Fund, PRC, BIR, and you can do this via the new Bills Bayad Promo. If you pay these through the app during February 1 to March 31st (for first timers) you can get a 10% cashback voucher for it. If you've done it in the past, no worries because you can get 5% cashback for it instead. That means, you can get almost Php 200 cashback by doing it on these dates.

It could be contributions, housing amortizations, professional fees, taxes all in one place. You can also go through their official websites and pay via PayMaya. Aside from cashback rewards, you can use a Php 100 voucher to take out of your total payment by using the code BILLSBAYAD when you register, you can also load up in 60,000 partner agent touchpoints around the country to do it. Other than that, you can always tie up your bank through the app and cash in that way which is so convenient for me. You can check PayMaya.com or SmartPadala.ph for more information about it. They've got it all there!

Your Mission: Accomplish #PayMayaPayDaySave Steps and Get Php 1,500

Money doesn't really grow on trees these days and as soon as you see an opportunity to earn some, why not do it right? Well our friends from PayMaya are in a giving mood now, so they're giving you a chance to get Php 1,500 worth of cashback by just following a few things. See if it fits you!

This November 8-17, you must complete these steps to earn it. First, pay for your Meralco bill via the Bills Payment optins on your Paymaya app. You can get Php 500 worth of savings if it's the first time you are paying for it in the app.Second, just simply Cash In on your Lazada Wallet. If you use your PayMaya to cash in at least 2K bucks, you'll get 10% cashback (til Php 500). Step 3, you can get Php 500 if you purchase Php 300 on the PayMaya Shop, Send 1K worth up to three other PayMaya users, then Cash In at least 2K on your Lazada wallet. You can do all these on PayMaya. There's a dedicated mission button on your PayMaya app that indicates if you've done the deed. It'll be fun and you can earn the cashbacks afterwards, who wouldn't love that right?

Make sure you follow the directions to a T so you can earn that much. It's no rocket science, getting one or two done would be nice too.

Perks on Paying Bills via PAYMAYA

If you haven't felt the convenience of PayMaya, I do think this is the time you should try it out. Imagine having over 550 billers in the app, you won't need applications from individual companies just to pay for your usual utilities, government offices, banks, insurance, loans, credit card, schools and charities.

What's even better is that you don't need to leave the comforts of your home just to pay bills and access your bank accounts online to cash in your PayMaya account so you can pay accordingly. Plus, tons of organizations have their own PayMaya accounts wherein you can join bayanihan efforts by accessing it too on the app. They also have integrated billers from other locales like Baguio, Pampanga, Nueva Ecija, Bicol, Cebu, Cagayan De Oro, South Cotabato, Iligan, Zamboanga and others. So if your utility provider is different from the ones in Manila, you can see them there too.

Oh and before I forget, all PayMaya users who settle two bills worth at least Php 1,500 will have Php 50 cashback, no questions asked. If you're using the PayMaya app for the first time, you can get a Php 100 cashback if you pay bills over a Php 1,000. Also, if you are paying for a credit card, loan, or insurance bill for the first time, you will get Php 50 cashback more on top of that. Rewarding no?

Download the PayMaya App on the App Store and Google Play Store. Enjoy the convenience of contact-less payments and less COVID exposure. Who knew paying bills could be so rewarding no?

How To Get 100 Pesos Off Your PLDT Bill

I don't know about you guys but I'm feeling a little down because of the big bills coming and I'm part of the statistic of now work, no pay. Well, I got a tip from a notification of my PayMaya app the other day saying I could save 100 pesos off of my PLDT bill and tried if it works. 

I paid the usual bill which costs a little over 1k, which is the amount they say you should pay on the app so you can get the Php 100 Balik Bayad according to the promo.

After paying, I got a text message confirming my payment then another one saying I received a voucher for the 100 peso to be returned to me.

I just went to the app (it must be updated to see the VOUCHER option) then claimed it. After a few seconds I already got the notification that I got it back. After seeing that offer, there were two more on the app indicating Php50 OFF if I pay for my Smart Postpaid and Sun bill. How can you not see the tons of savings just by paying through PayMaya?! Heck I got my money back hassle free, you've gotta try doing that now especially when times are hard.

Don't say I didn't tell you!

How To Help During the COVID19 Lockdown

How are you? Me, not in the best shape because I flare up so quickly, and I get stressed a lot. I often regret a lot of what I say after a few hours but I'm glad my mum understands no matter what I say or do. I guess it's us coping during this lockdown period, I wish you're all okay though.

Now I've been trying to help in little ways, because I know a lot of people out there are struggling. I've seen former classmates ask for help on Facebook, so I try to give a little more when I can. The Enhanced Community Quarantine is not ending soon and I understand how hard it could be for some people, I have been there. I'm glad PayMaya is still operational until now and the way I send money is thru their "Send Money" option on the PayMaya App. It's instantaneous and people get the money fast, more so if they need it during these days. The app also can send the money via Instapay because the Bank Transfer option on the app works, else, you can do the Smart Padala way so they can get it via Smart Padala agents or Palawan Express. 

Have you heard of the legendary Banana Cookie Lava cookies from Aperitif PH? If not, go ahead and buy a box of 12 from them so that another box of 12 will go to frontliners who need a break. I love what they are doing, it just makes everything so positive amidst the pandemic. It's a nice way to help while you're getting your cookie fix.

Oh and since we can't all go out and pay for our bills, inform your friends and family to do it via PayMaya. Just go to the Pay Bills option on the app and select the merchant, input the accounts and pay for the exact amount on your bill. I made sure to do that because the next thing we wouldn't want to happen is if services like internet and phone connection get cut off while we are all under quarantine. This is a good advice, take my word for it and get extra if you use my code KUMAGCOWPYMY to register. 

Now isn't that nice to know?! Go donate if you can okay? :)