Spark Joy, Gain Big with Metrobank's Promos

What would make your holidays complete? A trip to the beach? Sand on your feet? A full table of food? Friends or family? What to you sparks joy? 

The folks from Metrobank know what's good so they launched their Spark Joy Promo. If you save enough for these things, they'll reward you to make sure you get closer to your goal. They know how important life experiences are, so if you participate in the Spark Joy Promo, a guaranteed eGift of up to 10,000 pesos may head your way. Remember though that it only is from October 24 to February 28, and I think that perfectly fits your Christmas bonus if you're planning to invest, wouldn't that be a good idea?

All you need to do is open a savings account with Metrobank (go to a branch near you!), or just download the Metrobank App and open an eSavings account with a Php 15,000 average daily balance. Make sure you maintain it for 6 months or have some amount higher in it, because the bigger it is, the higher ADB growth. You'll get a bigger eGift too. If you have 500k in it, that's a good 10k for you! 

These things definitely Spark Joy, and if you're interested just head on to metrobank.com.ph/promos/spark-joy. They've always been the reliable one, you're in good hands with... exactly!

METROBANK Offers TRIPLE BONUS PROMO for New Accounts!

It's the new year but I haven't seen new year resolutions posted yet, is it passe? Not needed? Or is it just inside your mind? 

Do you all want to be better at something this year? Then go and get those goals happen!

Metrobank Triple Bonus promo is ongoing. Designed for those who would want to open their savings account of 50k+ or more, this would be a great reason to open an account now.

Consumer Sector Head Monj Del Rosario says "We want to share with you the reason why we are putting customers in good hands. As bankers, we are not just championing products, we are here for every life stage to be able to meet your goals. We want to make it more rewarding and aligned with your aspirations. It's a new ERA, we want to make things easier, rewarding and aligned to your goals, and it all begins with the right mindset."

Cris Concepcion their Brand Marketing Head adds "What we do is with our brand promise, in good hands. The best partner and adviser, the right products, secure ways to bank. We believe in balance, in giving back, and we believe in financial education. This is so you can make more informed decisions, which is why we put up EARNEST by Metrobank. This is a program that gets you to learn more from content we put out. There's a decline in Filipino ways in saving, and it is concerning. There's also a spending increase which is a bad combination. We used to save only for basic stuff, and there is fear in losing out on experiences and things. With lack of knowledge, it would be hard to keep track of that. We want to make you SWOMO - Save without Missing Out. If you are more aware of bank products, you get to do more with your money. You want to get started where you want to get started. You also want to increase income, and your money to work for you. The swomo movement is something to adopt, it's financial mindfulness and gives you peace of mind. More peace of mind, less fomo and buyers remorse to help you live a full life. You can visit ERNEST by Metrobank on our official site."

Yna Pelaez their Retail Deposit and Payment Products Head explained a few things about their Triple Bonus Promo saying "Achieving goals in your life, we empower customers with our products. We understand that saving is not easy, there are challenges and temptations. From the small fees, coffee, emergencies, life uncertainty, it's the biggest savings depletor. When you open Metrobank accounts, and open with at least 50k, you get 1500 Cashback, Instapay rebates (where you get a full year of rebate, max 10 per month) so you can add it to your savings. You also get a 1 Million pesos worth of Personal Accident Insurance from AXA. All of these bonuses will help clients to save, live easier, make your goals a faster reality."

I made my Vision to Action board with a couple of things, several encouraging lines, some investment goals like gold, uitf, real estate, money market, making smart choices, including those who love and support me, and checking if I'm still okay at the end of the day. 

Now wouldn't it be the perfect time to open a new Metrobank Savings Account?

Cebuana Lhullier Microsavings: The best tomorrow we deserve today

Just attended the webinar of Cebuana Lhullier Bank about how to Discover Your Ipon Power. It's a real good way to learn more about Micro Savings which would help a lot of people to save in their own little way.

Securing the future should be possible for every Filipino. The lack of accesibility, the identification documents needed and the fees all scare them away and most people prefer to just keep their money at home.

"It's all about financial mobility, to be more convenient, accessible and powerful. This is just the first of many financial inclusion projects we have as we move forward to the new normal. This will provide financial access to millions of Filipinos, giving them access to cash or financing for business needs. Our 25,000 branches are ready to serve you, even easier and more affordable to do it online. The best tomorrow we deserve today." -Jean Henry Lhullier

Michael Sena of Cebuana Lhullier says "We welcome you to discover your Ipon Power. The response of the Filipinos has been overwhelming as we saw 3.5 Million become a part of the movement, changing the lives by changing their ipon habits and joining our microsavings progam. The pandemic has been very difficult but it has showed how we needed to change things. In behalf of Cebuana Lhullier, we believe that every Filipino deserve the best tomorrow today, thank you!"

Ben Diokno of BSP says "I agree with today's theme, there is power in savings. It allows us to dream big, and it is what we want to be in everyone's reach. This is part of our move to have everyone involved in financial inclusion. Even before the pandemic, we have seen the value of a formal account. BSP has made changes to democratize account ownership. Around 7 Million accounts will be part of the social amelioration program and its financial services. Filipinos can now go to convenience stores, pawnshops to transact now. Aside from addressing barriers, we are all seeing the fruits of our digital push, to build and ecosystem that can benefit individuals and businesses. Payment sreams, infrastructure and standards will be part of the pillars we choose to achieve in a few years. We are stepping up our digitization efforts and putting up consumer protection framework in this client focused banking industry. We will continue to implement the BSP Online Buddy (BOB) to make our services closer to people. They are close to target segments and close markets to deliver essential services to those who haven't been reached before. We are happy to know Cebuana Lhullier Bank is doing good, in making sure people have digital payments so they too can get convenience in services for savings and insurance. Together let us work to make sure every Filipino has a financial account and security." 

 

 Dennis Valdez the President of CL Rural Bank says "We want to bring financial inclusion regardless of who they are and wherever they may be. It's for the friendly neighborhood lender, the friendly kasambahay, to bring accessibility to over 5 million account holders nationwide. We embarked on a campaign to promote in far flung places to talk to them and include them in these. The challenges in the pandemic made us look for more opportunities to answer the needs of our clients. It has challenged us to be more accessible, more convenient,  hence we introduce to you the new and improved Cebuana Lhullier Microsavings."

This is integral to the new normal, the new Cebuana Lhullier Microsavings has maximum accessibility. It can be accessed with over 21000 Bancnet ATM's and the existing Cebuana Lhullier branches nationwide. Now they have a place to pay bills, do online shopping, fund transfers, and use Unionpay payment systems across the country. You have online access, via the new eCebuana app where you can transfer via Instapay, buy eload and a place to buy insurance, jewelry, and more. Soon they will also implement payment via QR, and you can open an account now online. This is cashless and has full online access, this is your IPON POWER.

For those who are asking, opening an account only needs 1 valid ID, an initial deposit of Php50 and card fee of Php150 so you can access it anywhere.

PESO SENSE: The Philippine Financial Freedom Campaign!

Toshihiro Tanaka says that in spite of developing countries, equality remains a problem. The world distribution of equality is susbtantially not implemented. Migration gives this to overseas workers but needs to be done in their original country. It should be included in development objectives. An opportunity to link and transform Filipinos by financial literacy through the launch of the Philippine Financial Freedom Campaign.

We need to integrate migration into new economic agendas.

Secretary Imelda Nicolas shared her views on how some overseas Filipinos come home without financial stability, but adds there is hope. Even though we shop til we drop, we should be spending wisely and they'll do this via a christmas themed campaign. This includes macro economic policies on remittances or private money transfers. Improving financial initiatives that will benefit the Filipino worker and their community. Financial literacy will be supported by local and national governing bodies. Modules are currently even done in seminars for OFW deployment that encourages saving and entrepreneurship. A great start for every age and financial status. She mentions a program called PESO SENSE which teaches skills and advice on saving plus pointers on how to acheive financial freedom. 

Mr. Patrick Gaston  the President of the Western Union Foundation says that this is such an important initiative for the Philippines and other countries. Their company decided to focus on education together with their NGO partners and see that vocational training, financial literacy is a very good example when they meant education for making lives better. Western Union says they want to approach this together with their business partners and the community so it would have meanigful impact.

Dr. Felipe Medalla, Monetary Board Member adds Bangko Sentral Ng Pilipinas fully supports this synergy and says we must harness technology too so we can level the playing field and increase the middle class. This would result in change in leadership, as we see now in the PDAF issue. As we get older our earnings rise but our expenditures follow suit. Educating is really important, this also includes dealing with uncertainty or problems in jobs and health. It's not an easy task, a very tall order but realizing this is the first step. He also mentioned the difference between economics and sociology. People should think about this campaign, but we have to note that GDP isn't a good measure for our national accounts since it doesn't include the real picture. Ours could be more if only our leadership does not lose focus. Improve remittances, make it fast and let the people benefit from it. 

S stands for shopping list

E stands for early shopping

N stands for no expensive gifts

S stands for Solid future

E is for Earn and Save

Makes sense no? So the next time you get your 13th month pay, think about what you are spending and how much you could save with a little bit of SENSE. :) 

Visit ther official website

http://www.pesosense.com

Samsung Digital Home Appliances: The Eve of Digital Inverter CompressorRefrigerators

Samsung among all things have been leading in the technology department; and just like any good manufacturer they are bringing this all into your homes via their appliances. It was my first time seeing all of these and it turned out to be an awesome day. Why? I'll tell you in a bit. For starters, let's see what the event is all about. Ladies and gentlemen, this is Samsung Digital Home Appliances. Shall we start? =)

One of our hosts that quaint afternoon at Chef Jessie's restaurant in Rockwell was Yaya Ian Galliguez; I've never seen her before. Aside from playing this role complete with a British accent, she pretty much knows her way around the kitchen. She was showing us a couple of refrigerator models in front that's made me a lot interested because they were not ordinary. Since it's made from Samsung, these are all No-Frost Inverter Refrigerators. Imagine the technology that was initially only available on air conditioning is now being applied to other pieces of appliances and cooling systems; something only this company is actually capable of. Now that they are bringing it much closer to your home and they are bringing it even with style. Practical, less consumption of energy and environmentally friendly, these models are way advanced and give you savings which is more than what you can ask for in a fridge.

Saving: A Good Thing

I pay for the groceries. I spend quite a lot to have a descent pantry. I usually lasts a month. It costs around a few hundred dollars to a thousand and I'm not joking. I'm lucky because I get everything by bulk. I don't have those discount cards because most establishments don't even honor them at all. Online coupons may actually prove to be a better option because most of them are initiated by the brand or entity themselves. Getting a few dollars off on the things I get in bulk would practically mean big savings. In a year that will probably mean a few thousand dollars which I could spend in more beneficial trips outside the country. I've heard some coupon lovers even save thousands of dollars. Who would dare say I couldn't do that?

I wouldn't want to end up a hoarder but I'm sure reputable sites that have on line coupons can also have their list updated. They probably know what we need at a given time and if that happens they will have more consumers patronizing their products and services. Businesses know that it's the return customers who should be given priority. Making these connections is essential for a business to grow. How you compensate in getting your savings to fit your budget is what would make your life a little better. If we save a lot from coupons in these hard times then it'll be economically possible for us to survive any financial problems. Isn't that a good thing?

WINILA Just Got Better: It's WINILA CITY!

WINILA just got better! From doing the best auction site in the Philippines (WINILA.COM), the people behind WINILA just launched WINILA CITY. Now you'll get the chance to have the best deals in local bars, restaurants, stores and spas nationwide!

How does it work? It's so easy!

1. Go to their website http://www.winilacity.com/ and click on SIGNUP.

Create your login credentials and indicate your acccount details.

2. Make sure you indicate your billing/shipping addresses, you can store different ones on your account.

3. Shop til you drop! You can view and track your orders on the site.

* If the minimum number of people on the offer has been met, the deal would be ON and you'll get the voucher the next day. If not then no one gets the deal and you won't be charged anything on your account.

4. GET IT FOR FREE! If you invite your friends and three of them get the same deal, yours would be free!

Now isn't that a good thing?!











Not only that! Here is the pièce de résistance! If you register now, you'll get a chance to win a MACBOOK AIR! Wherelse can you get more than 50% off on your favorite places and services enjoyed within the limits of the city!


Make sure you like them on Facebook: WinilaCity Philippines
Visit and Register on their website now! http://www.winilacity.com

I already won a couple of times in WINILA.COM, you could be next! Now that WINILACITY.COM is here, there will be more discounts and prizes to be won! Join now!


P.S. Watch out for my blog contest soon as your friends from WINILA, WINILACITY and KUMAGCOW throws away 1000 pesos worth of pancake house gift certificates! Don't worry it's going to be easy! =)