METROBANK Urges You To Get HOLIDEALS Early! Gets JOSE MARI CHAN Singing in AUGUST!

 

It's August but Metrobank is about to change the holiday schedules as they start the season with planning early with products fit for the Filipino resolution makers, and not have it too late. Folks should not start change after new year revelries, the time to start doing it is right now! 

Last year, they initiated GIFT. Mr. Digs Dimagiba the Digital Marketing Lead for Metrobank talked lengthily about it and said "Goals, Invest, Follow a Budget Plan and Take Advantage of Deals (aka GIFT) was done last year. This year, we need to plan ahead. We need to spend with purpose, and August as Financial Resolutions Month and it needs to be done a bit early because those who start late usually don't get to achieve their goals. We want more people to accomplish their goals, and stop making it in January just like any successful business. It's going to be clearer, have gift guides, plan before your bonus comes into play in your financial journey. The #EarlyGIFT challenge means you need to know your realistic goal in 12 months, take time to write it down, make it public and tag your friends, before the holiday rush begins. You may refer to earlygift.ph, and don't be afraid to have big goals. We'll help you make your plans become a reality." 

Ms. Peaches Cuenco the Head of Consumer Lending Group for Metrobank says "Look at where are right now. Home ownership is a priority for every family, there are 2/5 folks who don't own their homes. The younger Filipinos increased ownership for car and homes, there is an increase YOY. It's an opportunity for Metrobank to make that a reality. Our best offer ever is the Car and Home Loans now have a 3 year fixed term, waived fees (10K), and these include insurance from AXA. Convenience that is FREE. If you are interested, you can apply online on our website or physically go to a branch near you. We can be your financial partner all the way!" 

Now is the time to be financially ready. And what better way to start that but by singing Christmas Songs with the one and only Jose Mari Chan!

@kumagcow JOSE MARI CHAN Starts Singing CHRISTMAS SONGS IN AUGUST, just like your plans to save! Do it early with METROBANK #TikTokTainmentPH #TikToktainment #tiktokshowbizreporter #JoseMariChan ♬ original sound - John Bueno

Metrobank wants you to know that YOU CAN do your yearly plans early instead of just doing it in January and feeling like a failure because it's too late. You've got funds available even before the holidays, and being adept to changes before it happens can spell success. They've got the best offers in loans when you want a new home or transportation. Go get it and make that year a successful one today! 

Top Micro Lending App TALA Taps JUDY ANN SANTOS

People are certainly going to be excited about this because the one and only Judy Ann Santos just got unveiled as the face of TALA, the top micro lending app on Google Play and the App store. There have been countless stories of it being able to help a lot of Filipinos and it has been something that she wants to educate more people into, especially those who need it most to recover from economic hardships by getting loans responsibly which she reiterated a lot during this event too.

Moritz Gastl the GM of TALA Philippines says "We are unveiling the newest member of the TALA family, but before that let me explain what TALA is. Originally TALA is from the US, and our mission is to serve the underserved. We are bringing them all, even those working several jobs and enable more opportunities for them. Through tech, we will serve your fellow Filipinos. We are super excited about it, mabuhay and welcome to the TALA verse where fairness meets opportunity."

Missy Santos the Marketing Director of TALA Philippines says "It's found in every Filipino, we will unlock that strength, to serve globally to bring economic opportunity for us. Fairness reigns, we unveil the superpower, our new champion, the portal is opening!"

Missy adds "I saw how much we've grown to watch her shows, she's not lip service, her story personifies us and TALA's values. We asked around and she comes on top." a reason why they got her to become part of the TALA family.

Judy Ann says "It's easy to say yes to an app that gives you a chance to dream, they don't discriminate, and I like that they have high confidentiality with information. If they take care of your privacy, empower Filipino people, I am with them. In life we need that hope, and I think TALA is that. They have been in the industry for 8 years, it gives people hope, and let everyone say I can do it. Investing young is best, if you need help, TALA can help you."

Congratulations to Ms. Judy Ann Santos and fervently hope that even more Filipinos would gain access to micro loans by using this app and recover from the hardships they go through by investing in the right businesses and paying on time. 

Plans for Growth and Services on Home Credit's 8th Anniversary

Businesses and people have been forced to grow their digital presence in the country. The pandemic changed how products and services are procured and access to it used to be hard, but things have definitely changed when HOME CREDIT arrived in the country.

This year, they're celebrating their 8th year in the Philippines. They started in 2013, where back then, they could provide loans to Pinoys who have little to no credit history so they could purchase appliances, gadgets or electronic products and pay for it at a later date. Home Credit started in malls and I distinctly remember how they held launches in actual appliance centers for people to become aware of it. These days, they have gone the digital route and got the My Home Credit App available in the Google Play Store. These days, they have a one minute approval after submission of requirements, which I think is the fastest. They do it in partner retail stores in the country (and I've seen their booths in SM Appliance Center where I live). The My Home Credit App also has those products in app so it would be easier for you to get it, apply for loans too when you need it. You can buy now, then pay later, which would be huge help especially if you're managing your finances.

They also have made payments easy using a new service they call QWARTA. If they pay for it that way, there will be no additional cost and it'll be easier to pay via QR as well. The app also has load available, so if you're in one of the multitude of networks they have listed, you won't run out of ways to get voice or data packages offered by telecom networks. You can also pay for bills of over 300 mercahnts nationwide including partner brands. They also have discounts, so there's really no reason why you wouldn't try it out. They are also continuing financial literacy as their mission. As what their CEO David Minol said, "Our goal is to offer and be your partner in overall financial needs. We have been continously innovating to meet the demands of the Philippine market and we're proud of it."

Home Credit will be announcing their 8 Millionth customer in the next few weeks so make sure you visit their site homecredit.ph and their Facebook page HomeCreditPH if you want to pick up news about it. They will also have other upcoming promos and announcements, so might as well right? I'd like to take this bit to thank the good people of Home Credit Philippines for having us during their event, congratulations on your 8th year!

Let’s Talk About Dreams and Your Valuable Time

Do you every dream owning your own home?

I do, but in this day and age, it’s just so difficult to fund your dreams, and sometimes you just feel it’s impossible. I have never lost hope because I don’t really have much dreams for myself, but more of for my loved ones who I feel deserve the best life can offer.

Being a blogger at this day and age isn’t easy. One whole day could mean I’d have to cover 4 events that take around 3-4 hours to do, to be in different locations in Metro Manila, then add to that the commute I’d have to endure from Quezon City, to Makati, to BGC and back - almost everyday just to keep you guys updated about the latest happenings in the metro. Who wouldn’t be insane with that kind of schedule then meet deadlines, people who ask favors plus providing for your own home. You would have learned that it would’ve been better if you lived nearby these cities than be pained to use public transport that is just as inefficient as ours in the country, many would’ve just given up just with the hours. Imagine how many hours I’ve wasted in traffic, just like any Filipino for that matter.

Nowadays, getting a loan in banks takes so long - and with the long hours I spend going to events and publishing them online, how in the world could I even breathe and consider making that huge step of getting a home loan for my family? Can you imagine what that would do in other usual banks? With the amount of time you sometimes need to get decisions, you’ll also lose the ability to secure that dream home, condominium or spot you’ve always wanted. I wouldn’t have known that there’s a better way to do it, saw online that PS Bank could actually approve loans in just 1 day!

Knowing that, I’d have to ask you now, what can you do in one day? I could write about 4 stories, drink 2 large cups of coffee, attend one event perhaps... PS Bank on the other hand could decide not just a loan, but your whole future. They are in the industry that helps, imagine how many families they would be able to get their own homes just because they’ve decided on it fast - how many properties can they choose with their realtors if that happened? Your guess is as good as mine. If it’s more efficient, you’re given a far better alternative than those banks that take ages to approve, I’d take their word for it.

They are a part of the well experienced Metrobank group, a solid banking corporation in this side of the globe. Try giving them a call or visit their website https://www.psbank.com.ph because it’s all there. My dream might become a reality because of it, give it a go!

No wasted time, that is priceless!

KUMAGCOW

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Home Loans In One Day: It’s Possible!

Everybody dreams of their own home, I know I do. In the eve of high inflation rates, unavailability of cash, we all wonder how other people do it. Why is it easy for them to have loans from banks and why is it faster for them to actually get one while your bank is still taking months, maybe years to even approve papers. Are you already getting confused? Are you at your wits end? Maybe it’s not you, maybe it’s your bank.

Banks these days are so strict, when you’ve got all the requirements and funding to back it up, why all the fuss? why all the delay right? Imagine all the wasted time involved when you only wanted to have your own home. Now don’t you worry, because I heard it’s possible now with one of the country’s best Philippine Savings Bank (PSBank).

You see, PSBank has been in the industry for years and they are the consumer banking arm of the Metrobank Group so that at least assures you of good consumer practices and proper funding. They now have a policy of a 1 day credit decision on home loans if you are purchasing new condominium units or properties from their accredited developers. Now that is just unprecedented in the Philippine banking industry so just imagine how much help that would make for prospective home buyers across the country. PSBank’s SVP for their Marketing Group says “We have streamlined our own internal evaluation processes so our banks could decide on home loans as fast as possible. We want to make it quick and simple for all our customers so if you are planning to get condo units or properties from our accredited developers which includes Federal Land, SM Development, DMCI, Megaworld, Rockwell, Ayala Land Premier, Avida Land, Alveo, Amaia and a lot more (others listed on their website). This is our promise.”

Aside from that, they have perks for those who would want to pay in advanced as they have equivalent rebates for it. They also have very flexible terms so for those who want something easy on the pocket, all you gotta do is ask. You can even do payments online or on mobile, you can also pay through post dated checks, over the counter method or Bancnet capable machines nationwide.

Now don’t fret if the condominium or house unit isn’t on the list because if that’s your case, you’ll be still viable for their standard 5 day process. Approval will be sent via sms and this also applies to new home loans, house and lot, duplex, townhouse, vacant lots or small to medium construction. They have been doing this kind of approval for Auto Loans too and if there’s one thing you should try, give your neighborhood PSBank branch a visit and make your dreams come true!

Give it a try!

KUMAGCOW

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Social: Twice!

Times are hard and just like everyone else I wanted to get a loan through social security channels. I applied for it a few months ago and had so many issues regarding requirements that were supposed to be done by the government agency years ago. They basically need my birth certificate and I just didn't utter complaints anymore so I can finish this early. Even if I came from a shift I went through all that brouhaha and red tape. True enough; we got the papers submitted on the same day. I went home and only spent 2 hours of sleep before getting back to the office. It was that hectic and I had so many things to do including social networking matters. I needed to organize it because I feel it's cluttered. This is no OC symptom but somehow it's near that.

Have you ever felt too much of your personal information is out on the Internet and you can't manage them? That's how I feel these days and I hope I can make some necessary adjustments on how this could be fixed. In a nutshell we all need some help sometimes. With the money we worked for there should be someway to make things easier so we don't have to go through unnecessary logistics. Maybe we can also get that integrated to social media and make better solutions for transactions like these in the future. Wouldn't that be neat?! I know, right?!

Christmas payday loans

Christmas is less than a month away and I haven't gone out shopping yet. My list is getting longer by the minute and our bonuses will be given on the 8th and 17th of December. I need it no though so I'm thinking of getting payday loans so it would be easier for me in the long run. I know sale items will be available at around 50 to 70 percent in the last week of November and everything else would be doubly expensive come December. I have to use my head and definitely consider payday loans if I want this to work for me. I'm sure there are several institutions on line that would cater to my needs.

Relatives, friends and peers would benefit from this shopping frenzy but if you think about the savings it looks like I'll be the one having extra money in the end. I'll use that to satisfy my own lavish lifestyle to buy those which I need and feel like buying. I want a new lens for my camera and see if I have money left to finance initial payment for a car loan. This would be a big ordeal but I'm optimistic that it is achievable in one way or another. I'm really looking for payday loans that would make my shopping experience easier. If people think the same way that I do this world would be a better place. There are also some who need our selfless help at this time of the year so maybe some charity work wouldn't hurt a bit. I'm hearing some web masters are thinking of sponsoring an orphanage and I'm surely going to take a look at that. I have been to several occasions like that and it is quite fulfilling. The joy of helping some less fortunate individuals are priceless. I'll see what I can do for them too.

Have you thought about what to buy for yourself? What would you get me for a Christmas gift? Let me know because I don't like surprises! Ha-ha!





Disclosure Policy

When Payday Is Far Away!

I purchased a couple of airline tickets and reserved a hotel for six people today. I don't even know that I have money to purchase that in the first place. I didn't think about it I guess. I checked the amount today though and I was a little bit shocked. That is an understatement of course and I didn't know it would get that big. I'm a little bit worried though because the payment should be done in a couple of days from now and I won't get paid for work until the 15th of this month. I need to get that settled first or face the consequences of adding up a preposterous debt because of added interest rates these banks usually charge. If only I could get a cash advance approved today that would be great! There are great sites on line like SUPERIORPAYDAY or INMYDEBTS just to name a few. I would like to try them out since I've heard good things about them. I can pay them back once my paycheck comes!

If that pushes through I would get rid of the trouble. I don't like getting into these things (the credit card interest dilemma!) but if it comes to a point that I need money to pay for it I'll do just that! Things are not easy for me now but at least I get to have my folks and relatives to travel with me. I know a lot of people go through the same situation that I'm in right now and I'm glad that there are businesses out there willing to help us out when we really need it. I love payday loans! It's a life saver!


Have you experienced getting loans you thought you couldn't pay for? What did you do to resolve it? Have you considered getting loans and paying them back on your pay day?! Let me know! Thanks!





Disclosure Policy

Funds for a Trip!

I need money now. I just don't know where to get it. Pay day is actually 5 days away and it might be too late for me to get plane tickets since I plan to go on a tour next month. Mom and Dad need a little rest and recreation so I'm actually trying my best to get them to travel with me. I don't have that much funds right now since everything is in the bank for time deposits and stuff. I couldn't take them out (the money) anytime I want to because I signed up for that. I plan to get everything organized before this pushes through. I think it would be quite better if I get a cash advance loan first and then pay it off a couple of days after so I can get the ball rolling. Mom and Dad are excited and if I don't prepare heavily on this one I'm surely going to have a mishap. That would be unlikely to happen if I get the money I need which probably would be approved right?! That's just awesome because I really feel everything is falling into place for me!

It's been 6 years that I haven't been out of the country and I seriously need a break. If it were not for my folks needing it too I wouldn't have considered it. I need to get out more and see the world for myself. I need to stay a few kilometers away from my keyboard and check out what I can do aside from pressing them. I'll try to squeeze in some moments for my photography hobby. I would like to see other cities at night and capture them on still images. I could do this with the right amount of funds. I'm sure that loan is going to come sooner than I think it would!

Business is Business

I loaned my friend a couple hundred dollars so he could put in some money on his business again. He almost got bankrupt and needed financing for his ailing business. I suggested he make some changes and get a process started. This is to prevent him from being in the same predicament as before. I just got into trouble with a friend over this because of money matters. For me business is business. I trust people a lot but if it comes to getting what is supposed to be mine I don't hold back. In some instances I'd even get the toughest Business Litigation Austin Texas can ever get! I know when to get experts when it is needed. If this partnership fails he got me the computer shop as collateral and assured me if that isn't enough he'll gladly pay me back in cash. I did something in writing so I could at least hold him to his words. These days you can never be too sure!

I hope money would not destroy friendships in the process because the only thing I wanted in this occasion is to help. The earning part is just a byproduct if ever. He is thinking of putting up a small studio too so he could get local bands to practice there. It is a big ordeal but I'll support him with what I can. He is after all my friend. I wouldn't want that to ruin everything we have right now. He's a good guy and the last thing I want to see is for him to suffer another business mishap.

Would you do the same for your friends?!

It's so easy at soeasyloans.com

This evening I had a friend who asked me for a favor. He needs money to get his business running again. I am a little hesitant because if he is going to do this with my money and not give me any collateral I probably am at a losing end. I am not quite sure if he is going to be able to pay me back but he is getting the whole computer shop business part given to me for this favor. I gladly said yes but just told him to pay me back. I didn't want to do be an extra burden to his hardships and make matters worse. I want to give him lee way to at least try and give this a chance. I didn't have the money off hand and I wish there was a chance that I could borrow from premier institutions like http://www.soeasyloans.com so I could get them at least a thousand dollars. I would be able to give the money back once my pay day arrives. Wouldn't that be a nice solution to this abrupt need for it?! I'll definitely look into that!

All I want today is get him all the help he can get and if he tries one more time to revive his business then I'll be a part of his success. I saw more information on their web site that indicates the schemes of borrowing practices that would be easy for me. I think a pay day loan is what I'll get but I have to make sure I would be able to pay them back when the time comes. I'll call the office accounting department for this one so I could at least get an idea how much I can lend him ASAP. He needs it and I'm so glad we can probably do everything through the easy procedures of SOEASYLOANS.COM. I'm sure most of you would do the same too!






Disclosure Policy

They Should Consider Small Loans

I guess I had the habit of lending some of my friend's money. I don't know how impulsive I got until it went big a couple of days ago. I thought I was helping them but apparently I was only putting myself in the same situation as they are. I am a little tired of reminding them to pay me back the money they owe me and I don't do that in a normal day. Small Loans are supposed to be easy and guilt free but it wasn't happening on this one. I was already talking to them awkwardly since day 1 and I know it was going to affect our relationships. I should have told them to make other plans when it comes to these. I'm sure they probably know how it felt when we were talking over a cup of coffee that day. It wasn't easy at all!

They should have considered other options like Payday, Pawn broker, Personal Bank and Credit Card loans. They have easier terms and bigger ranges as far as costing goes. I learned a lot from site like SMALLLOANS.ORG and I think you should pay them a visit so you could get some tips or two about how to get one fast and efficiently. At least it won't affect how you treat each other after that. It would be easier to go through this path than worry about us. That would be the smarter choice!

The Debt Elimination Plan

The country has been met with a lot of economic problems this past year. With the world tightening their belts for what supposed to be a huge financial crisis, there are only a few who choose to lend money. Those who need it most are the ones at home. Given the situation there are only a few corporations who made the initiative to help considering the world is getting smaller by the day.

I save a lot for rainy days. I plan my finances very well for debt elimination. Since I have the habit of withdrawing a lot from my ATM, I got a lot of savings account from other banks so I distribute what I earn on them. That way, it would be difficult accessing money. I even got some of them on old style bank books so I would not be able to use the cards come crunch time. I guess in some levels I need to outsmart my self so I would not end up poor in the long run. It would be best to follow Dave Ramsey's advice and act on it now rather than waiting for the interest to grow on your debt. Maybe in a few months or years we would be in the safest place to have more investments because we do not have withstanding debt anymore. No one should ever stop you from exercising debtor's rights. Freedom from credit is the way to go. The time to act is now!