What's your dream? For me, just like any Filipino, is to buy a dream home. It could be for your Mom, your own family, and these days there's really a lot of things to be considered in choosing that perfect place to call your own.
OhmyHome has been in the real estate industry for years now and their expertise in countries like Singapore, Malaysia and the Philippines has always been a welcome thing especially for those who are getting their first one. They shared some of the things property owners should know before they purchase one, some really sensible items before taking that big plunge!
1. Get to know Property Investments
An informed decision is always the best decision. People who need to buy huge ticket items such as a house need to make sure they get the information they need to a certain property before they take the leap. The fund for this isn't a joke and good thing OhmyHome's platform can choose what price range you can work with, location, and amount of appraisal it gets especially for those that need work aka renovation and fees.
2. Source of Funds
When you purchase a property, you need to be sure you can actually pay for it because it would be troublesome if you won't be able to sustain paying for mortgage for a longer period of time. You have to choose payment methods, schemes where you can not just pay lightly, but save a lot in the long run. You can also ask for flexibility, so if you run into issues with paying on time, you can ask for a little lee way and fix commitments and obligations as it will be a lengthy one. If you can, purchase with up front cash and ask for huge discounts, as they'll be getting the property worth faster and more convenient.
3. Be Prepared To Take Care of It
Your space, your rules, but you have to make sure you have the time and effort to take good care of it. Maintenance also costs a lot, but it is essential. If you can't, it will be a small problem that will accumulate over the years, so it is important. If you're ready to commit, then by all means, go!
4. Family First
Before you make every place in your house ridden with 65 inch TV screens, connected to smart appliances and become a theater, think about the most imporant people in your life (aside from yourself of course). Your loved ones need a good kitchen, rooms, parking space, a garden to roam around and it would be bad if they'd haunt you for years because they couldn't live in it. A peaceful house, is a dream house. Be generous because they loved you back.
5. Keep it Simple
Choosing a house can be complicated for some, but you can make it simple. Use the available tools that you can fit in your smartphone, to make it a pleasant experience especially if you're deciding where to live for years. The OhmyHome wesbite and app for instance has options to make it a good one. Giving you the right information, without any disparities when you see it in person, makes it the home you deserve. Their tools are intuitive, so you get what you need and more. They also have agent services which can cover all other bases if you still need to confirm things and ask questions. That's pretty remarkable.