I am trying to live my life debt free and I know the consequences of having problems with money. I have seen some of my family members go through rough times and debt for them seems ordinary. Sometimes you try and help them anyway you can but bad credit loans really leave a mark in your credit standing. I understand that there are some instances where you spend a lot on cases like emergencies, natural disasters, medical situations and death. I can't say no to family too and that is one problem I am trying to fix until now.
I have also made the habit of lending money to friends who in the end could not afford to pay me back. This happened very recently. The amount is no joke either so I am trying to force him to pay me when his check arrives. I am also telling some other friends so they can somehow help me telling him about it. The thing I hate sometimes is that friends tend to get self imposed selective amnesia if you need the money already. They should have consulted credit professionals instead so they would be stricter putting penalties. I wish there was some way I could let them live a debt free life too. I don't want to end up paying for their debts anyway!
If you are reading this my friend, please pay me back soon! You know who you are!
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